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Credit card points

Is anyone else as obsessed with them as I am? I love getting all the restaurant gift cards.

by Anonymousreply 9September 13, 2025 5:06 AM

I only care about getting points to transfer to miles. I haven’t paid cash for a flight to Europe since the 1990s. I went twice this year and will again go twice next year on points/miles. I’ve also used points to go the Caribbean this year and Canada next year.

by Anonymousreply 1September 13, 2025 1:08 AM

My main credit card Chase Freedom just gives me points that I can use to reduce my bill or use on Amazon purchases.

While I am not obsessed with it, it is always nice to get a few bucks back, I don't carry a balance so all they get from me is a percentage of my purchases.

I have a GM rewards card that will give me a reduced price on any new GM vehicle that I have use in the past to save over a thousand on the purchase of a GM vehicle but I am not planning on buying any more vehicles in this life time, so I rarely use it, probably should use it before they cancel it on me for lack of use.

by Anonymousreply 2September 13, 2025 1:19 AM

Yep. It's not hard to do the basics. I have a free card that gives 5% in different categories each quarter, and a premium card that gives me 3% on restaurants and travel. Combine those with a couple of airline cards and things add up quickly.

by Anonymousreply 3September 13, 2025 1:19 AM

R16, what card let's you do that?

by Anonymousreply 4September 13, 2025 1:22 AM

[quote] [R16], what card let's you do that?

NowbI have to wait for eleven more responses to learn what the card lets you do.

by Anonymousreply 5September 13, 2025 1:25 AM

It’s good to have the Sapphire Preferred card if you also have the Freedom card, so the points can be used to transfer to airline partners.

by Anonymousreply 6September 13, 2025 1:29 AM

[quote] what card let's you do that?

Oh, dear.

by Anonymousreply 7September 13, 2025 2:55 AM

I have a freedom card. I just get cash back. I usually do that to a savings account all year and then that goes towards Christmas money for cards, gifts, etc.

by Anonymousreply 8September 13, 2025 2:58 AM

Just a distasteful aspect of American money grubbing.

by Anonymousreply 9September 13, 2025 5:06 AM
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