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Openbank Savings?

Does anyone have an Openbank high yield savings account? It looks they are giving a significantly better rate than Am Ex (4.4 rather than 3.7) but I don’t want to go through the annoyance of setting up an account if it is just going to be a teaser rate that lasts a week.

by Anonymousreply 13June 6, 2025 1:26 PM

Pick up your telephone, find a pen, dial the number, and ASK.

by Anonymousreply 1May 6, 2025 10:03 PM

I believe phones can only be dialed with pencils R1.

But thanks for the appropriately bitchy reply.

by Anonymousreply 2May 6, 2025 10:07 PM

I have one word for you. Are you ready? Vanguard!

You live in NYS: see VYFXX

by Anonymousreply 3May 6, 2025 10:08 PM

I have one word: Plastics.

by Anonymousreply 4May 6, 2025 10:11 PM

Vanguard has a hysa? I have retirement money with them, but this is if I get fired money so I want it easily accessible with no possibility of loss.

by Anonymousreply 5May 6, 2025 10:16 PM

Oh they do! But they are only offering 3.65 so am ex is better

by Anonymousreply 6May 6, 2025 10:20 PM

You want perfection!

by Anonymousreply 7May 6, 2025 10:36 PM

I use that fund for the same purpose. Low risk of loss tolerated by taxable equivalent yield above anything you’ll get as a savings acct. No income tax.

by Anonymousreply 8May 6, 2025 10:38 PM

CIT is offering 4.10

by Anonymousreply 9May 6, 2025 11:13 PM

I took the plunge and less than a month in they’ve already decreased to 4.3%.

by Anonymousreply 10June 6, 2025 11:34 AM

Told ya so…

by Anonymousreply 11June 6, 2025 12:26 PM

I have a bunch of (well, six) HYSAs. Last year they were almost all over 5%, but all of them have dropped down into the 4s. Unfortunately few of them notify you when the rate goes down (but they crow about it when it goes up!) so you have to check every month. First Foundation Bank is at 4.2% now, if that helps.

by Anonymousreply 12June 6, 2025 1:24 PM

Imagine all the banks dropping their savings rates. 🤔🧐

by Anonymousreply 13June 6, 2025 1:26 PM
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