Does anyone have an Openbank high yield savings account? It looks they are giving a significantly better rate than Am Ex (4.4 rather than 3.7) but I don’t want to go through the annoyance of setting up an account if it is just going to be a teaser rate that lasts a week.
Openbank Savings?
by Anonymous | reply 13 | June 6, 2025 1:26 PM |
Pick up your telephone, find a pen, dial the number, and ASK.
by Anonymous | reply 1 | May 6, 2025 10:03 PM |
I believe phones can only be dialed with pencils R1.
But thanks for the appropriately bitchy reply.
by Anonymous | reply 2 | May 6, 2025 10:07 PM |
I have one word for you. Are you ready? Vanguard!
You live in NYS: see VYFXX
by Anonymous | reply 3 | May 6, 2025 10:08 PM |
I have one word: Plastics.
by Anonymous | reply 4 | May 6, 2025 10:11 PM |
Vanguard has a hysa? I have retirement money with them, but this is if I get fired money so I want it easily accessible with no possibility of loss.
by Anonymous | reply 5 | May 6, 2025 10:16 PM |
Oh they do! But they are only offering 3.65 so am ex is better
by Anonymous | reply 6 | May 6, 2025 10:20 PM |
You want perfection!
by Anonymous | reply 7 | May 6, 2025 10:36 PM |
I use that fund for the same purpose. Low risk of loss tolerated by taxable equivalent yield above anything you’ll get as a savings acct. No income tax.
by Anonymous | reply 8 | May 6, 2025 10:38 PM |
CIT is offering 4.10
by Anonymous | reply 9 | May 6, 2025 11:13 PM |
I took the plunge and less than a month in they’ve already decreased to 4.3%.
by Anonymous | reply 10 | June 6, 2025 11:34 AM |
Told ya so…
by Anonymous | reply 11 | June 6, 2025 12:26 PM |
I have a bunch of (well, six) HYSAs. Last year they were almost all over 5%, but all of them have dropped down into the 4s. Unfortunately few of them notify you when the rate goes down (but they crow about it when it goes up!) so you have to check every month. First Foundation Bank is at 4.2% now, if that helps.
by Anonymous | reply 12 | June 6, 2025 1:24 PM |
Imagine all the banks dropping their savings rates. 🤔🧐
by Anonymous | reply 13 | June 6, 2025 1:26 PM |