When Medicare for all gets passed what's going to happen to all the health insurance salespeople?

Are you high? That will never pass.

If it were literally "Medicare for all", all those people would just switch over to selling Medicare supplemental plans, Medicare Advantage plans and Medicare drug plans. But since there is no prospect for this fantasy on the horizon, it's a completely theoretical question.

It will happen. The younger gens did not buy into to the whole ‘ it’s socialized therefore it’s horrible ‘ indoctrination .

What R1 said. I just assumed OP fell down and hit his head hard on the ground R1.

R3, someone needs to explain to you how laws are passed. I'm too tired.

It will eventually happen. Historically, there have been Democrats and Republicans that have sought out universal health care. Even Tricky Dick expanded Medicare to include people with disabilities and kidney failure in 1972. With the cost of health care always increasing beyond the inflation rate, there will become a time when a universal, government sponsored, single payer system will be the only possible solution.

It only took about 60 years to pass something remotely resembling universal access to health insurance after Truman first proposed universal health insurance, 120 years after German instituted it. So, yes, this is imminent. Let’s plan accordingly.

They can start foundations.

We might have mixed system, which is what I would promote if I was a politician. That's what people in Medicare now do; they buy supplemental packages. I have Medicare and pay for one of the big insurances at a rate much lower than offered to regular people. It's still insane though because there's still yearly rising copays, which is something that would be nice to get away from. It would just ease people into making the jump though (no jobs will be lost, blah blah blah).

If I were promoting it I'd also sell it as a way to divorce healthcare from employers which is a very good thing. Not having to stick at dead end jobs because the insurance is good, or worry about being let go because your nosey company has all your health info. I'm pretty sure my last work place was doing something with the info because they'd take a ton of blood tests as a "favor". Like when Walmart got caught using info and taking out life insurance on their vulnerable employees.

Oh so private healthcare companies will still be an option but their profits probably reduced.

Now will it split into Medicare being the crappy one and the rich getting private?

How's Medicare now? Will it stay the same after the boomers die off and gen z votes medicare for all? Yes, it will happen. Look at demographic ages and voting.

OP, when you say Medicare For All, do you mean abandoning all health insurances and providers? Or do you mean the current system with just expanding access to everyone? Politically, the latter could be accomplished a lot easier than the first. Congress would just lower the entry age. The problem with that though is, if you just lower the age a bit you haul more sick people into the system. That would financially crush it. You would really have to wipe out the age requirement altogether to make it work.

It's predictive analytics and future trend forecasting. It's a projection that will happen.

Put them in prison or kill them

R12 why have to wipe age requirements altogether to make it work?

R2 With Medicare For All there wouldn’t be supplemental or advantage plans. It would be better than current Medicare.

One in a series of moron threads.

So a group of people who may live to see the funds for social security run out are wondering what will happen after they all get Medicare for all?

R18 tax the billionaires to pay for it

R19. Do you have any idea how much universal healthcare costs relative to the tax revenue that can be collected from billionaires?

I’m not opposed to either, but the fantasy that vast new government programs can be funded by taxing billionaires is silly.

r20, he is saying tax the billionaires DISPROPORTIONATELY, note entirely rely on their taxes.

Medicare for all won’t happen. They will not allow a such a huge department of new govt employees. Not happening. We’ve subcontracted virtually everything in the military from using catering companies instead of KP duty, to contracting all the electronics, tech, communications, demolition and rebuilding to contractors. Nor to mention mercenaries and intelligence. Even our satellite guided weaponry is subcontractor red to billionaires.

You think they won’t subcontract health care? There will be a million categories of doctors, techs, aides all working on short term, benefit-less contracts to private companies.

They’re not going to allow trillions of government dollars go back to employees of the govt. Look at TSA. Not allowed to organize or unionize.

They want to get rid of all govt agencies. Parks Dept, Fish and Wildlife, IRS, OSHA, EPA,

Here’s a little secret. Govt workers vote to keep their jobs. That’s why GOP hates and wants to do away with govt workers. That’s why they’ve targeted govt with massive cuts. To get those contractor dollars into billionaire pockets and those billionaires will pay to have them re-elected.

Are you catching on yet?

So r22, healthcare as a percentage of GDP keeps rising - 15%, 16%, 17%. Where does it end? Somethings gotta give.

Medicare for all can and will likely happen in next 20-25 years. All it takes is the political will and the demographic trends support my statement. Just as the boomer numbers are shrinking the younger generations have not accepted the notion it is 'bad' or (laughably) 'Socialist'. The current American system is financially unsustainable. The only real opponents are the insurance industry and ancillary that stand to lose billion in profits. It will happen.

R21. That is not what he said, but okay.

The big goal should be taxing CORPORATIONS.

R26. People ultimately pay taxes, not corporations. It’s not really an alternative to taxing people.

Same thing that happened to us.

R22 NOT FISH AND WILDLIFE! WE NEED THE OVERSIGHT AND REGULATIONS OR THE PARKS WITDISAPPEAR TEDDY ROASTVELT. IM NOT DRINKING AND DRIVING DO NOT WORRY. COUNTRY SA AD

Thanks for the Medicare. For blue cross blue shield generics are a steal. We thank you so much.

Shady pines, ma

You must be employed for a least 40 quarters and reach the age of 65 to qualify. Perhaps reducing the age to 60 but Medicare for all, not gonna happen.

Why don’t you ask Elizabeth Warren, then wait for her to dodge the question?

There are three components of a health care system: Quality, Access and Affordability. In general, a system can produce two of the three, but not all three at the same kind.

I think they'd have to regulate the pharmacy companies very tightly, ditto for-profit healthcare companies and hospitals. In theory, single-payer wouldn't be a strain on government funds because of the mark-up that would be eliminated.

R34, can you explain that a bit more? I 'd say Access is an outcome, or a side effect of Affordability. I wouldn't consider Access it's own factor. Quality vs Affordability - I get that. Maybe you can elaborate your theory a bit more?

The reason it's unaffordable is the inflated salaries of the CEOs at the top of healthcare corps.

[quote] It only took about 60 years to pass something remotely resembling universal access to health insurance after Truman first proposed universal health insurance,

You could have had it fifty years ago under Nixon but Teddy Kennedy said "no". Nixon's proposal was close to what Obamacare came to be generations later.

You could have had it forty years ago under Carter but Teddy Kennedy said "no" yet again.

Shortly before his death "𝘵𝘩𝘦 𝘓𝘪𝘰𝘯 𝘰𝘧 𝘵𝘩𝘦 𝘚𝘦𝘯𝘢𝘵𝘦" apologized for sabotaging the Nixon plan. He never apologized for doing the same to Jimmy's effort. But it bought him an issue to demagogue for decades so it wasn't for nothing.

They would kill themselves and go to Buggywhip Heaven.

There are lots of systems around the world that provide universal health care. I don't think single payer will get passed here. But another model is the German system. Everyone, (AND I MEAN EVERYONE), is required to get health insurance. No exceptions. The companies are private but TIGHTLY regulated. Their profit margin is set by the government and is something like 8 percent. Every year, hospitals, doctors, government officials, and health insurers sit down and iron out what can be charged for each element of health care. (surgeries, visits to doctors' offices, the cost of prescriptions, the cost of hospital supplies and home health supplies (oxygen, insulin, etc) based on the actual costs of the procedures, supplies, and salaries. The insurance cost is related to your income and is on a sliding scale, so healthcare for the poor is completely subsidized and you pay more as you earn more, but there is an upper cap, I believe.

Here are the reasons I think this has a good chance of eventually passing: A. the system continues to use private insurers so it could not be accused of being a government takeover (socialism). B. We already subsidize the poor via Medicaid, so that would just continue but not using that name. C. It could be easily tweaked so that large employers could pay part of the employee insurance costs (as they do now - almost everyone has copays and other methods of increasing the individual's contribution).

When people think of paying NEW amounts of insurance premiums they go ballistic, but they forget that most people are paying about $6000//year or more in insurance premiums ALREADY. I would be shocked if the replacement system charged anywhere close to that. Obviously, health care for the very old is the most expensive, and usually for life-saving measures that are ineffective or the person dies within a few months of whatever the life-saving measure is. I have read the statistic that more money is paid out in the last year of life, than most people spend the rest of their lives. People of a certain age and in very marginal health should be steered towards Hospice and home-health care.

[qupte] People of a certain age and in very marginal health should be steered towards Hospice and home-health care.

Canada has found a third option for inconvenient people

[quote]The reason it's unaffordable is the inflated salaries of the CEOs at the top of healthcare corps.

I don't know how the poor dears make it on such paltry compensation.

The following were the 10 highest paid CEOS at publicly traded health insurance companies in 2021, according to an Aug. 19 report from S&P Global Ratings. The CEOs' total earnings included cash compensation, stocks granted, options granted and nonequity incentive plan compensation.

1. Vivek Garipalli, Clover Health: $389.6 million

2. George Mikan, Bright Health: $180.8 million

3. Mario Schlosser, Oscar Health: $60.8 million

4. John Kao, Alignment Healthcare: $46 million

5. Michael Neidorff, Centene: $20.6 million

6. Joseph Zubretsky, Molina Healthcare: $20 million

7. David Cordani, Cigna: $19.9 million

8. Gail Boudreaux, Elevance Health: $19.3 million

9. Andrew Witty, UnitedHealth Group: $18.4 million

10. Bruce Broussard, Humana: $16.5 million

I'm not sure what's going on with Clover. If that CEO makes 400 m (in 2021, not today, all stocks, nothing else), and its stocks go from $15 to $1 in two years, you know something more than just the salary ranges are going wrong. I would question Bright and Oscar as well. I'd say the bench mark for "normal" CEO salaries are the ones for United and Humana and maybe Molina. Those #1 through #4 have more going on than just health care. Btw, a year later, the new Clover CEO got 10 m total compensation. And the CEO of Kaiser Permanente made around 6 m.

If I am not mistaken, Medicare was to mimic SS and be available to those 62 and older. The Repubs would not get on board with this so a compromise making Medicare 62 was made. Changing Medicare back to the original enrollment age of 62 enrollment would be a good first step.

R42 What about their secret offshore accounts where they hide extra money and untold amounts of money made from perk stock buybacks.

They don't give one fuck about disposable, replaceable people on the bottom. Whatever keeps the wheel churning the money. Asking sick people and grieving families to go through insurance paperwork is straight evil. Cruelty by a lack of care.

We need a good healthcare system that works for everyone.

They'll get other jobs, OP. Some will stay in the insurance industry, some will retire, some will take time to pursue other interests like education or family, some will change careers. Many will suffer some level of hardship but most will come out ahead eventually. Many won't suffer much at all.

I lost my job in 2008 and lost my health insurance at the same time. A lot of people were thrown out of work at that time and many were from industries like mine where massive layoffs flooded the unemployment rolls with people of similar experience and skill sets. There was no work. Many, including me, were unemployed for months with no income and no health insurance. It was devastating for sure, but we didn't have the safety net of Medicare. Those folks will, and all of us will be better for it.

A good first step would be to expand medicare downward to cover 55 and up, and expand it to cover people under 30 who don't qualify for their parent's insurance. Once everyone sees the benefit for those age groups, working adults will be livid about paying for their insurance through their paycheck and still having to pay co-pays and mystery bills. AND still getting denied coverage!