At 71, Lizzie Pugh thought the days of Jim Crow and getting bullied for being the only Black kid in school in 1960s Alabama were far behind her – until she wound up in a bank with a fat check in her hand.
The Detroit public schools retiree had won a five-figure slot machine jackpot during a church outing at a casino, and went to the bank to deposit it.
But three white bank employees told her the check was fraudulent, Pugh said, and refused to give it back to her.
"I couldn’t really believe they did that to me," Pugh said in a recent interview. "I was devastated. I kept asking, 'How do you know the check is not real?' ... And they just insisted that it was fraudulent ... I was just terrified."
Pugh still gets emotional when she talks about that April day, only now she is armed with a federal lawsuit that she hopes will shed light on what she alleges was blatant racism by employees at Fifth Third Bank in Livonia, Michigan.
According to her lawsuit filed Aug. 29 in U.S. District Court, Pugh's check was good: She got it back after much persistence that day, drove to a nearby Chase bank and deposited it there.
"To think that maybe they would have police coming and running at me – it was humiliating and stressful," Pugh said. "For someone to just accuse you of stealing? I’m 71 years old. Why would I steal a check and try to cash it? I just didn’t think anybody would do that."
Fifth Third Bank did not respond to several efforts by the Free Press to obtain a comment.
According to the lawsuit, this is what landed Pugh – an Alabama native and church deacon who worked for the Detroit public schools for 36 years – in federal court.
On April 9, Pugh traveled with her church group to a casino and resort on an organized outing. While there, Pugh hit the jackpot on a slot machine, and elected to pay the taxes on her winnings at the casino, which issued her the rest of her prize money in a check, and a small amount of cash.
The lawsuit does not specify the exact amount of the check.
Two days after the casino outing, Pugh drove to the Fifth Third branch to open a savings account and deposit her winnings. After waiting several minutes, a bank employee called Pugh into her office, where Pugh explained her intentions to open an account, and then handed the employee her casino winnings check.
The employee asked Pugh where she worked, and requested her driver's license.
Pugh obliged, explained that she was retired, and that the check was for money she had won at the casino. The check contained the casino's logo and address, Pugh's name and the same home address listed on her driver's license.
On the memo line it read: "SLOT JACKPOT"
"She left the room. She came back and she told me that the check was fraudulent, and she could not give it back to me," recalled Pugh, who protested. "I’m like, 'Why? It's not fraudulent.' "
The employee called in a second bank employee.
Employee No. 2 proved equally problematic. She also "insisted" that the check was fraudulent, and wouldn't return it.
By then, Pugh's nerves were rattling and her anger was building. She called her son, who urged her to call the casino for help. She told him, "I'm not leaving without the check."
And then she told the bank employees the same thing.
"I told them I wasn't leaving. You need to call the police. Or better yet, I'll call myself," recalled Pugh.
But the two bank employees – both of them white – refused to call 911 and summoned a third bank employee.
The two bank employees took Pugh's check to the office of a third bank worker. After several minutes, Pugh went into that employee's office and asked for her check back.
Again, she was told the same story: The check was no good, and Fifth Third Bank would not allow her to open an account and deposit the check.