Did you use all your dental insurance last year?

Dental insurance in this country hardly covers anything - but it does reduce it somewhat. At least it is good for prevention.

I've had some stuff done and we scheduled out the services to max out the benefit.

To be honest, I've had many family who've had excellent dental work done at 1/3 the price in Mexico.

After avoiding the dentist throughout the pandemic, I squeezed in my dental stuff the 11th hour in order to use my benefits. But as R1 said, it barely covered anything. Not even a full cleaning. I got 50% off my cleaning, some reduced-cost x-rays, and a tiny fraction shaved off of the cost of a crown I needed to replace.

Replacing a cracked filling has ended up being a fully out of pocket expense and it was not cheap. I should have asked before I had the work done. But my dentist said if we didn't repair the crack asap, decay could set in it could lead down the road to another crown or a root canal. She hooked me.

I don't have any and I want too see a dentist for a nagging tootache. Is it worth it to get a dental plan first? Or just pay out of my pocket?

I had my dental appointment cancelled back in March last year. They rang me last week and I'm going for a checkup on the 22nd.

It's the NHS and treatment is free for me.

R4, how is the NHS dental treatment? I've always gone to BUPA for that (used to have a cash plan) and my last cleaning (w/ x-rays) cost me £178. Pre-COVID, it was usually about £120 - £125 (the x-rays are usually an additional £25).

Yes I've no complaints. I'm not involved in NHS dental commissioning, so I don't know how the NHS pay dentists per procedure or what procedures they're permitted to do in comparison with private work.

I care for my dad with dementia so any treatment is free for me. Checkups, fillings, extraction and dentures, crowns, the lot, included.

There's a list of NHS charges below.

I need an implant and although I have standard insurance will need to get a loan. I'm 60 years old. Anybody know anything that may help, that can't be found online?

R7) Right there with you.

OP, my dentist doesn’t take any insurance! I set up a flex account just for this reason. Used it last week to pay for my $220 cleaning.

I had root canal last year and luckily insurance covered the procedure. I used savings to cover the cost of the crown.