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How much available credit do you have?

I’ll start.

$165k and an Amex charge card with no preset spending limit.

by Anonymousreply 2707/31/2020

Why do you ask OP?

by Anonymousreply 107/30/2020

Need you wonder, r1. Like everyone who posts this kind of question, he just wants to brag.

by Anonymousreply 207/30/2020

I honestly have no idea, OP. It's never crossed my mind.

by Anonymousreply 307/30/2020

Although I have plenty of credit available, I don't need it as a way of financing anything. I have cash and can pay without borrowing. Credit cards for me are merely a form of payment and are paid off in full every month. My limits are far more than I would ever spend in a month so I don't even care.

by Anonymousreply 407/30/2020

If you know the figure it is probably not enough in your case.

by Anonymousreply 507/30/2020

End of thread which has been a failure. -10/5 OP

by Anonymousreply 607/30/2020

Zero credit.

Also zero debt. I got rid of my credit cards about 5 years ago and have never looked back. As far as I am concerned, there is no good reason to have credit cards. And before you say loyalty programs - lots of studies have shown that they aren't worth it.

by Anonymousreply 707/30/2020

Lol.. What’s an AMEX charge card? What are you like 75? The only time anybody says charge card is in old 70s movies.

by Anonymousreply 807/30/2020

R8 Shanice put a new black mini on her charge (anyway) in the 90s.

by Anonymousreply 907/30/2020

I had an Amex something or other about 25 years ago. They promised the earth and delivered dirt. I fired them for the cunts they were.

by Anonymousreply 1007/30/2020

It wasn't your first time at the rodeo was it R10?

by Anonymousreply 1107/30/2020

My first and last young man.

by Anonymousreply 1207/30/2020

almost 100k. i just bug them to increase it often.

by Anonymousreply 1307/30/2020

Dahlings I simply don't know what my limits are on my Diner's Club or Carte Blanche. I haven't used them in years though, as I have become a hermit.

by Anonymousreply 1407/30/2020

I dont carry cash anymore. My debit card got hacked so many times that I stopped using it. I kept changing the debit card number, but that didnt help.

Now I use my credit cards and pay them off every month. While my FICO score is very high, some credit card companies dropped me because I dont use their card any nore.

Credit limit now is in the 150k area. It used to be higher.

by Anonymousreply 1507/30/2020

How can your debit card get hacked R15? And repeatedly? Are you writing the pin number on the back or leaving it around for other people to tap?

by Anonymousreply 1607/30/2020

You don't need a pin to hack a debit card.

It is a computer generated hack over the internet using the only card number. Also, known as an ACH.

Every time, I used the replacement debit card with a brand new number and pin, the card would suddenly got $1 hits to Apple tunes. I don't even have an apple device. This is a testing technique to see it the card number is valid.

by Anonymousreply 1707/31/2020


by Anonymousreply 1807/31/2020

Credit limit 500 kjillion-billion+trillion and I live in a 24k gold mansion overlooking the Grand Canyon.

by Anonymousreply 1907/31/2020

OP why on earth would you care about others' credit limits? or think others would care about yours? What a puzzling post.

by Anonymousreply 2007/31/2020

I have $48,500 across two cards. The high interest discourages me from using them often though. I guess I hang on to them for emergencies and credit maintenance.

by Anonymousreply 2107/31/2020

[quote]OP why on earth would you care about others' credit limits? or think others would care about yours? What a puzzling post.

People like OP focus on their wealth and the wealth of others because that is all they have. That is their only measure of worth in the world, and they’re eternally insecure about how they measure up vs. everyone else. This is a pathetic mix of humble bragging and hand wringing, from someone with all the depth of a puddle on a dry, hot day.

by Anonymousreply 2207/31/2020

What is the point of this thread, exactly, other than for OP to brag?

by Anonymousreply 2307/31/2020

I became curious after reading a reddit thread about it.

by Anonymousreply 2407/31/2020

About 250K and pay off revolving 2K monthly to drive up FICO

by Anonymousreply 2507/31/2020









Good God - do you dudes not see this shit for what it is? It's the same fucker asking all these invasive questions daily. You guys better get a clue!

by Anonymousreply 2607/31/2020

R19 it must suck to be so impoverished that you need to live so far inland, with no ocean view whatsoever.

by Anonymousreply 2707/31/2020
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