WHERE THE FUCK IS MY FUCKING STIMULUS DIRECT DEPOSIT?

You need to have a bank account, OP.

Deplorables get their’s first.

Welfare queens are so tedious.

If you’ve been too successful you get nothing.

The media was saying May 1 at the earliest, if the I.R.S. already has your bank account info because you e-filed your taxes.

They also said the I.R.S. would soon have a website where you could verify or update your account info.

I don't know where either thing stands. But they were warning it could take 2 months after Congress's law because of how long Bush's and Obama's credits took.

The IRS issued a statement last night that they sent out payments to everyone who had direct deposit yesterday....so, if this isnt another Trump scam, they should appear in accounts Monday or Tuesday at the latest.

[quote] Deplorables get their’s first.

Oh, dear!

Oh dear. I got your check by mistake. Send me your bank routing number, account number, SS number, billing address and I'll pop a check in the mail.

R3 That isn't a nice way to refer to the president and his family. It's true but not nice.

Some people were getting their deposits on Friday.

So what if I e-filed last year and I owed taxes? I just had them debit my bank account. Presumably, they have my bank info.

They do, r11.

Checks (more appropriately ACH deposits) started on Friday.

They started yesterday per the IRS...they will show up in accounts on Monday or Tuesday.

That’s great, I hope there’s not a snafu for mine. Just scraping by!

I got mine, bitches.

Nothing here yet.

It's amazing the amount of either disinformation or poorly written information out there. This is from R6 link. This makes it look like those on Soc. Sec., Disability or Survivor's Benefits who don't file taxes will need to file a simple return at some website the IRS is setting up in order to get the stimulus payment, and that's simply not true.

[quote] People on Social Security, Disability or Survivor's Benefits who don't file taxes will not need to do so to get payments. If you haven't filed taxes in 2018 or 2019 for other reasons, the IRS has a form to file a simple tax return on its website.

OP = typing from the Library parking lot, where there is still wifi.

R18.

I think they are making it from mid-April on so they think they have May covered, and the "taxpayers" won't be whing for more money. But the truth is people are desperate for April's- and will be even more desperate for a 'May check'. But it won't come cuz you just got one, see?

The country is NOT "re-opening" May 1st, Dotard.

R20.

[quote] It's amazing the amount of either disinformation or poorly written information out there.

R17 that is because the Trump administration has fucked this up just like every other thing they have touched, they are constantly changing their messaging about what it takes to just automatically get a check. Even those small business loans which the Republican party just loves to talk about are completely screwed up.

Always the negativity, #22- 'getya getya getya'. Where's the appreciation for what I've done? More than any other President ever. We had to destroy the system- and I inherited a mess- and rebuild it brick by brick. And now it's beautiful, like nothing that's ever been seen. You're terrible. You're a terrible Datalounger. And you're fired.

R23.

I just checked my bank website but it just 'spins' as if the site is overwhelmed with desperate people trying to find if they got their money yet.

Chase Bank - nothing yet..

Same here R25. My accounts page on my app spins and spins and the accounts never update.

Getting money from Dump? Good luck with that!

Got nothing. I'll check again tomorrow.

My bank’s online app has crashed. I guess we all checking!

My stimulus did not arrive. I'M FUCKING DYING HERE.

The "Check My Payment" option and website for entering new info isn't even functional yet!

If I don’t get it by tomorrow I’ll assume it’s just another Trumpscam

From Chase:

When should I expect to see it in my Chase account?

Based on the latest information we have, the IRS will be making payments as direct deposits starting April 15, which you can see in your recent transactions on the Chase Mobile app and chase.com. They will mail check payments starting April 20. All payments will be in waves and continue over several weeks.

Auntie Dionne still hasn't received her Corona money either and I ain't happy about it. That money I borrowed from Whitney's gravesite fund has dried up and I need that check pronto. Send it along, Donnie.

I got my money! I got my money!💸💲🤑

Just got mine this very minute (US Bank) :)

I got stimulated!!! Now I need more!!!

I got mine today.

Jealous, bitches?

BILL, DON’T MAKE ME WASH YOUR MOUTH OUT WITH SOAP!

Just entered my info got this:

I got mine today, deposited into my bank account. Yippee

My banks website says: We are experiencing technical difficulties please check back later.

I got a rock.

^^Mine too. Although I got a notice that it was deposited, I can't actually go to my account to verify. Hmmm, what has Trump done now?

@ r44, "I got a rock. "

Trump said you were nasty this year

How does this work? We have a joint return where one household earner makes just over the limit but combined the incomes of both are under $150k. I thought that means we qualify.

I'm kind of shocked but mine was deposited sometime in the past 2 days.

It’s a great time to be poor!!!!

I don't consider myself poor, I am just not well to do by an means.

Individuals who earned more than $99,000 and couples who earned more than $198,000 marijuanaly will not qualify for payments.

At 150K it starts reducing for marijuana filiers.

Anyone who earns less then $80k in the US is POOR. With the cost of things, that ain’t much.

My bf got his. I didn't. He paid taxes this year, I have not.

All of the money should have gone only to people who were newly unemployed. This giveaway to employed people making $75,000 is obscene.

r54, its going to take more than unemployed people using this money to buy grocery and pay their past due bills to stimulate the economy. People need to be encouraged spend on consumer goods and other things to get us out of the hole. Also I saw this morning that most people who are employed will not be working a full 40 hours anytime soon, unless they can telework. That means a lot of hours are getting cut.

We’re not in a stimulate situation yet. We’re in a survival situation where there are people who need cash to buy food and pay their bills. After quarantine we can look to do economic stimulation.

Nothing here......filed taxes for 2018 & 2019, but since I'm poor I didn't get a refund OR have to pay so the IRS doesn't have my banking info.

I do get SS, so the site says I don't have to do anything....maybe it will come with my May payment.

That CHECK MY PAYMENT site asks you questions about your tax forms including I owed Money or I got a Refund....and asks the amounts - if both are zero, there is no option and you can't complete the form.

Oh well......wait wait wait.....

Should I call Nancy Pelosi? Maybe she has it in her handbag.

[quote] I don't consider myself poor, I am just not well to do by an means.

We know, dear. Why you couldn’t even afford the Y on any, you poor thing.

(Relax, I’m only having fun with ya!)

[quote] and couples who earned more than $198,000 marijuanaly

Come again.

Holy shit, I got my stimulus money today!

I got mine today. Has anyone on SS gotten theirs? My mom gets SS and they say SS recipients don't have have to do anything extra to get their deposit but it's not in her bank account. She could really use the money so it would be help to know for sure it was on the way.

I'm on SSA and I ain't seen nothin'

I was unemployed last year but got a small direct deposit refund after filing my money market interest tax forms, will I get a stimulus direct deposit?

Thanks R62. Maybe SS recipients are gonna be done on a second round or something? It would be nice if they make it clear so everyone knows what to expect.

After I couldn't logon to my bank website I tried the old-fashioned way: automated phone. But it is always busy.

There's a lot of desperation out there. And a billionare POTUS who doesn't have a clue what real life is like.

R61: I may be misinformed, but I believe the SS direct deposits will follow the usual SS distribution schedule of first and third Wednesday of the month.

R61/r64

My mother got hers today too and she’s on SS.

[quote]the usual SS distribution schedule of first and third Wednesday of the month.

My Social Security payment is once a month, on the third.

I had already filed my 2019 income taxes, so now I'm trying to enter my banking information online on the IRS portal, but you have to provide either your 2019 refund info or the amount you owed when you filed (you CANNOT leave it blank). I neither owed nor got money back. I've tried indicating a refund of 0 but that doesn't work, so I tried indicating a payment of 0 but that doesn't work either. This is fucked up.

Can you enter your 2018 info R69?

R60. Try calling Dump .Your check is up his fat worthless arse.

IRS site says I am due to get the deposit today.

If you are getting a paper check it will be delayed further while the orange king signs them. Each and every one!

I won't cash mine. Trump's signature is on the bottom.

I plan to stare at it all day long, and think about my beautiful orange God!

My stepdad is on SS and he's gotten nothing. I went on the Get My Payment site for him and entered his info and they're asking for his bank information. Ummm- how the fuck do they not have it? They deposit his SS money in there every month. I can't enter it for him until he calls me back and gives me his tax return info.

As for me, I entered my payment info over a week ago on the IRS site and they don't even have any information about when or if I'll get a check (yes I qualify and filed taxes).

I've not seen anything yet. I owed Fed this year and did direct debit. The amount was removed from my account so I know they have my routing and account info. Most likely, the banks are holding onto it a few days.

It is confusing for SS recipients, especially if you factor in deposits made through the Direct Express Debit Card which no one has addressed.

So there are three modes of Social Security payments: (1) paper check; (2) direct deposit into bank account; and (3) direct deposit to Direct Express Debit Card.

With Direct Deposit, "Mnooch" is just catfishing your account info so Trump can drain your accounts later on.

Of course, It's a scam!

I'm on direct deposit SS, 4th Wednesday of every month, I did file a tax return for 2019 and received my $1200 today (last night) direct deposit

R78: You got that right! A "direct debit" scam/scheme wouldn't be a spectacularly big surprise coming from this crew.

Scammers gotta scam.

Dump can’t sign the checks because they ain’t coming from him personally. All they are doing is printing his name on them.

Is it possible to rent a nice house on Cape Cod or the Maine coastline for $1200 for the whole summer?

While I will not be giving mine back, I kind of have to agree with R54.

I'm still employed (I worked from home full time before all this), and make just over $75K. I get annoyed when I think of my boss, who has a stay at home wife with 5 kids. Probably got $6K.

I got mine this morning. I have Bank of America.

I know a couple of folks on SS who got theirs today WITH their regular Direct Deposit. They didn't have to do anything extra.

My regular date is the third of the month, so I guess that's when mine will come.

They are being released first to the good looking people. I got mine yesterday. Maybe you will get yours next week sometime.

[quote]They are being released first to the good looking people.

I got mine yesterday via direct deposit.

Check the status here.

If I had received $1200 and was employed, I would save the money for the future. It’s probably that trait of being prudent that unfortunately has made me too successful to receive any of the free money.

Well, smell YOU, r89.

[quote] My regular date is the third of the month, so I guess that's when mine will come.

It’s nice that you schedule your gentlemen callers, but only once a month? Oh, honey.

I got mine this morning, and basically gave the whole thing to my vet. My dog had an echocardiogram (he has a heart murmur) along with his annual exam and his rabies vaccination. I didn't get the full $1200 because my income is over $75k.

My parents, on Social Security, also got theirs today.

[quote]If I had received $1200 and was employed, I would save the money for the future.

Which would defeat the whole purpose of getting the economy going again you selfish twat. It's not all about you and no one cares how you save your money.

Republicans should all return their checks as this is the definition of Socialism. I know none of them will, but I am going to rub it in to all the ones I know who have been totally on board attacking Democrats for wanting government handouts. My line to them will be "put your money where your mouth is or shut the fuck up from now on about Socialism you phony hypocrites"

[quote] Which would defeat the whole purpose of getting the economy going again you selfish twat. It's not all about you and no one cares how you save your money.

Saving money provides funds to borrowers to buy a house or new car or other items on credit. It helps the saver, the borrower and the economy.

R89 Actually it's your trait of being a smug prick.

[quote] I won't cash mine.

My check, my choice.

R97 What an idiot. She probably posts GoFundmes on her FB every other month asking her friends for help with ‘unexpected’ expenses.

Thank you for my money. It was in my account. I’m looking forward to the 2000 a month that are being proposed by the Democrats next.

R99 Why do you hate Merica?

R97 You drooling imbecile it is not "Donald Trump's help" despite the orange shit stain's signature. The $$ did not come from his bank account. It is from TAXES paid by your fellow citizens you moronic Trumptard. Gawd Merican's are the dumbest fucking people on the planet.

So the closer you get to 100,000 income the less you will get. I hope someone in the pay-scale who actually gets a paper check posts that on social media with Cheeto's name and a generous $5 dollars pay out.

“Saving money provides funds to borrowers“

Oh honey, not since about 1998.

[quote] Internet outage aggregator downdetector.com is reporting connectivity issues with US Bank, PNC, BB&T CapitalOne, Citi, Santander and more.

Someone doesn't want people to access their relief funds.

I still don’t have mine. I filed 2018 and 2019 taxes already and got my refund via direct deposit. I’ve been out of work on short-term disability and need the money.

[quote] She probably posts GoFundmes on her FB every other month asking her friends for help with ‘unexpected’ expenses.

Like another box of hair coloring.

[quote] —I have a bad feeling about this.

Why? You don’t think you’re going to get it or something?

It can’t be easy to send all 300,000,000 people their checks or transfers at the same time.

Still nothing for me as of this morning, I paid by Fed taxes out of my Credit Union savings account. They usually post my salary deposits the day before pay day. I'll keep checking.

According to the online calculator, I'm due $920.

Zilch.

Well smell r108

Just checked the IRS web site and it said it doesn't have my direct deposit information. I have to pay every year so I guess they are too stupid to realize the same bank info I gave them to take my money could be used to give it back to me.

As one of the numerous ways this rollout has been bungled, it wouldn't surprise me if some are issued duplicate payments.

Happy Holidays. /s

Meanwhile, I got nada. Maybe it will be in the next scheduled-who-the-hell-knows-when batch.

^^when

OP, did you check under the couch cushions?

My dog ate my check.

Why settle for $1,200 when you can get $1.6million?

I filed for 2018. Me and three of my friends get this response.

Just heard on the news the IRS has been sending stimulus money to the wrong accounts. You should check your old bank accounts to see if your money has been deposited in an old account.

I just got on and it turns out they didn't have my banking info. I gave them the info and after entering the message it said my payment would be processed. Not sure when they are mailing out checks or if I got my info input in time for a direct deposit. They're not the best with communication or process.

So I didn't get a rock after all.

It's coming. Relax. If you filed taxes in 2018 or 2019, you are first in line. If you receive SS, you're second. :)

R120 here, let me elaborate. If you filed and have the same bank account on record in the 2018/19 taxes, you'll get it. If you have a different account, well, you have to use the IRS app to input your new account information.

“For millions of Americans, a “glitch” will further delay matters. The deposit, planned for yesterday, was delayed for “several million” people who used popular services like H&R Block, Jackson Hewitt and TurboTax to file their taxes last year, according to The Washington Post. The issue? The IRS didn’t have their direct deposit information on file.”

Actually, if you filed and got a refund they have your bank info. If you filed and owed and paid through electronic transfer then they don't have your bank info even though they should.

[quote] It's coming. Relax. If you filed taxes in 2018 or 2019, you are first in line. If you receive SS, you're second. :)

That’s not true, either. I received mine yesterday as did my mother who is on SS.

Apparently, if you pay your taxes through direct debit, the IRS does NOT have your info. If you receive refunds, there shouldn't be a problem.

I was able to go to the IRS website and enter my account information. Let's see what happens.

What's really disgusting about this whole thing is banks seizing the stimulus checks for people whose accounts are overdrawn! The Fed didn't take that into account. I read 2 stories about this yesterday.

Only those loyal to Trump get their checks first OP. Jealous?

Got stimulated DAYS ago r126. I don’t give a fuck if other people don’t. Thread Closed!

[quote] What's really disgusting about this whole thing is banks seizing the stimulus checks for people whose accounts are overdrawn! The Fed didn't take that into account.

Wait. What should the banks have done? If you’re still writing checks on money that’s not there, the bank honors those checks and is getting their money back they laid out for you.

In my account this morning (Apr 17). I filed 2019 taxes with H & R Block electronically in mid-February, did a direct deposit of the refund, and paid H & R Block's fees with a personal credit card.

If I hadn't done these three things, I would probably still be waiting. . .

R128, I get that. However these people needed that money for food and rent. The banks could take their overdraft money from unemployment when that's direct deposited. I'm pretty sure Trump and his minions will make sure the banks are made whole. It's just an unfortunate consequence of a bad situation being made worse.

[quote] However these people needed that money for food and rent.

To say the least they were hard pressed.

Mama spent every last penny we....

No?

[quote] The banks could take their overdraft money from unemployment when that's direct deposited.

What’s the difference? People would be bitching about that too. And the banks should go further down the rabbit hole of covering bad checks in the hope you don’t close your account and get another one at a different bank for your unemployment?

Banks have always done it this way. They debit your account and whenever a deposit is put in, it goes out immediately.

I understand what you’re saying under the circumstances, but these people were overdrawn not because someone else took money out, but because they spent the money already. And the computer that credits/debits accounts doesn’t know what circumstances we’re in.

[quote] If you filed taxes in 2018 or 2019, you are first in line.

Bullshit.

We already started the second wave (Friday the 17th to Wed the 22nd) and many tax filers did not get nothing.

The third wave starts Friday the 24th to Wed. the 29th)

R125

That is how all banks work, and have done so for ages. Any funds deposited into an overdrawn account go first to satisfy that DEBT, balance remaining is whatever sums are left, if anything.....

No, it doesn't matter who, what or why funds are deposited, you owe the bank money and they are going to take their cut off the top. This is always clearly spelled out in TOS given to every new account holder.

Each week bank tellers, customer service agents, mangers and others have to go through this BS. Broke person wants to deposit their paycheck but are over drawn....

Can I cash this check?

No, your account is over drawn. You can deposit it, and when it clears bank will take funds owed first.

But I have other checks coming in/need all this money.....

Ma'am/Sir I'm sorry, there is nothing I can do, if you deposit that check (money order, wire transfer, etc.... ) bank will automatically clear over draft first....

And so it goes....

Certain people make lots of noise about the "unbanked"; when truth to tell is many of those people are just incapable of keeping a checking or savings account, Consistently over drawn which at some point leads them to simply go back to using check cashing places because they don't want part of their checks taken to clear the over draft. Eventually account is closed for cause and reported to ChexSystems; then they cannot open any sort of new bank account for about 7 years or so.

People who have collection agencies, liens, garnishments and other activity are another matter. There federal and local governments have leeway in exempting certain funds from being taken.

[quote] and many tax filers did not get nothing.

So they got it then?

[quote] paid H & R Block's fees with a personal credit card.

That’s where I screwed up, I had the fees taken out of my refund. The IRS site won’t let me put my info in, they say “payment status unavailable.”

If citizens can’t get paid, How are illegals supposed to?

You didn't screw up, R136. Do NOT blame yourself for the Trump MalAdministration's fuckups.

[quote] If citizens can’t get paid, How are illegals supposed to?

We’ll find a way.

OP is desperate for his check because he is going to spend it on male prostitutes and coke. Probably while cheating on his husband and claim later he was mugged by two black guys.

It is a lesson learned R136. If you look on Reditt there are a lot of people who got their return deposited to a pre-paid debit card (return advance I assume). Once they spent their return they tossed the card because they couldn't have guessed more money would be coming 3 months down the line. The IRS has no where to deposit that money (unless you want it sitting in H&R Block's coffers and have to fight them for it).

[quote] claim later he was mugged by two black guys.

Uh-oh. Were they wearing MAGA hats? I think I saw them.

R140 is OP Andrew Gillum?

Who, r143?

R. Jai lost a husband but she has his $1200 so it's all good.

[quote]Certain people make lots of noise about the "unbanked"; when truth to tell is many of those people are just incapable of keeping a checking or savings account,

Bullshit. Millions of Americans stopped using brick and mortar banks after the 2008 banking scandal that brought down our housing economy. They were using money they didnt have to gamble with. It finally came to light that the business model most banks use to profit was entirely based on tricks to cause bank account holders extremely high fees by holding deposits, checks, and other tricks to trigger overdraft fees. Those late fees made the vast majority of money for them than someone with a perfect score card. It's not that just people screwed up, it was their actual business plan to trick customers into all sorts of hidden fees.

So after that came to light, many people moved to online banks and some switched to cash. Most of those "unbanked" people never came back. And why should they? Think about it. Cashing a check at Walmart for $5 dollars might sound high, but not as high as $35 for it to be returned and another $35 for overdraft. If you do the math it's actually cheaper not to use a traditional bank. Plus interest earned is almost nothing. And now a days there are many other ways to pay bills or transfer money with just the click of an app.

[quote] Think about it. Cashing a check at Walmart for $5 dollars might sound high, but not as high as $35 for it to be returned and another $35 for overdraft.

Or one could ... I don't know, not spend more than you make.

Not trying to be a dick R146, but your argument is poor. The only real "good" reason to be unbanked is if your pay isn't direct deposited (or if you don't have enough deposited to qualify for a bank's fee waiver).

Even then, many CU's don't have the same deposit requirements as Chase or BOA.

Not saying I have't bounced checks. I have.

I also knew exactly what I was doing when I wrote that check at the time. I was just hoping for a float or a miracle.

Its not about bouncing checks R147. You have sound like you are 100 years old where banks are respectable institutions with only the best ethics involved. That's just not true these days. The financial fiasco of 2008 proved that to us. They brought the whole economy down with their irresponsible loan process, gambling with money they actually didn't have. But anyways you are missing the point. Their other way of making money was to purposeful trick people into high fees. They can randomly hold a deposit for days or weeks, not give you an exact date when it will clear, not give you notice it even being held, bounce a check and charge you a fee. It's all totally legal. And the vast majority of people don't have thousands of dollars just sitting in the bank doing nothing and gaining no interest. The normal monthly fee was not how they made their money anymore. Their business model is based on getting the customer to fail. Think about that. THEIR BUSINESS MODEL WAS BASED ON GETTING CUSTOMERS TO FAIL.

I've seen the light R149. You are completely right.

When I spend more than in my account, I should expect the bank to cover me at their expense.

I shouldn't expect them to obey federal law and print out on deposit receipts when my balance will be available (see below).

I should expect them to pay me 5% interest on my $38 in my checking account when the Fed rate is about 0% at this point.

You win. You are completely right.

You guys should be seeing your stimulus check next week.

This is such a disaster. A lot of kids are going hungry. I have seen some sad scenes at a few dollar stores while hunting for items.

The federal government is such a disorganized disaster. These people will be suffering from starvation by the time the money comes. If it ever does.

The reports of missing money and money going third parties and canceled accounts.

You need to make other plans and just go ahead and assume that money is not coming to you anytime soon.

Unless someone has a valid SSN they aren't getting this free stimulus money. Those with tax payer ID numbers including legal immigrants, holders of green cards, work visas, etc... are all excluded. Ditto if you are in a mixed marriage/household. That is if one partner is a US citizen with SSN, and the husband is not then there is only one payment of $1200, not $2400.

Unless someone has a valid SSN they aren't getting this free stimulus money. Those with tax payer ID numbers including legal immigrants, holders of green cards, work visas, etc... are all excluded. Ditto if you are in a mixed marriage/household. That is if one partner is a US citizen with SSN, and the husband is not then there is only one payment of $1200, not $2400.

chase bank/ dir dep/ nothin!!!!! damn

I done awreddy done had mineses!

R154, you can get a SSN before you get a green card.

R157

Yes, you are correct. Key thing is to have a valid SSN, with that legal residents, DACA, and others do qualify.

R150 = Bank Manager Sheryl.

You can always trust a big bank to do the right thing. They would never lie right?

R153, BULL SHIT! I got mine.

Actually, R149 is right, R150. The banking system is set up to discriminate against people who have little or no money in a time when not having a bank account isn't an option. I mean, is it fair that the working poor have to pay exorbitant monthly fees because they don't keep somewhere between $1000 an $10,000 in their checking accounts at all times? The underlying rationale, that the interest paid on this amount is sufficient to cover the costs to the bank to process checks, deposits and withdrawals, is fake. It costs a bank mere hundredths of a penny to process a check, and since most people rarely, if ever, see a teller to transact business, it's a fallacy that those costs justify monthly service charges. The actual costs to maintain an account, on a monthly basis, is so near zero that it's criminal to charge as much as $25 a month to simply have an account. Meanwhile, if you're like me and keep enough in my account to avoid the monthly fee, the interest on my account statement last month, on an average daily balance of about $5000, was $0.02. That alone tells you how much it costs the bank to manage a checking account.

But hey, we live in a world where the bank says the reason they have to go to ATMs is because tellers cost too much, and then turn around and charge you to use the ATM when seeing the teller is "free". Where's the logic in that? And don't get me started on how cheap it is to run ATMs.

I had a sobering experience when doing some home renovations. I hired a guy off craigslist to do some basic handyman jobs around the house, and when I went to pay him with a check, he asked me if I would pay him in cash instead. I didn't have enough on hand, so he reluctantly took my check. When I got my statement with the cancelled check image, I looked closely and noticed that he'd gone to one of those check cashing places; I looked up what they charge to cash a personal check, it was shocked to find they got $35 to cash my check for slightly more than $300. This guy lost 10%+ of his pay to cash my check. So, he's so poor that he can't get a bank account without paying a monthly fee, and can't cash a check regardless of the source without paying a fee for that privilege. The banks have levied taxes on the poor, for being poor; it's that simple. (And then I rehired him for more work, paid in cash and gave him an extra $50 to cover the cost of cashing my previous check, so I guess the bank has levied a tax on me for being a moral person.)

Your further argument, that the bank should not cover checks written by someone who has deposited funds not yet cleared, is another money-making scheme designed by the banks to take advantage of poor people. Yes, banks print the federally-mandated statement on the receipts, which dates back to the era in which it took three+ days to process a paper check. In the modern world. checks are processed in a matter of hours, if not minutes. The entire system is now electronic, and few paper checks are moved through the Fed. What the banks are doing is sitting on the float for the legally limited length of time when they know, usually days earlier, that the check has cleared and the funds are available.

And the irony of this entire argument is that retail banking is no longer a profit center for the big banks. They make far more off government graft, corruption and what amounts to money laundering schemes. They intentionally made mistakes throughout the 2008 housing collapse that should have shut them down permanently; instead, we taxpayers bailed them out, only so they could then turn around and screw us by repossessing homes, even ones where there were no delinquencies or problems. The banks tightened credit precisely when it should have been relaxed, and despite the fact that the government underwrote a relaxation of credit policies, making it risk-free for banks to make loans.

But go ahead and defend the indefensible.

WW for r162

FDR built the SS system for this: To give the American people checks to keep them alive and stimulate the economy. The Republicans are so fucking stupid for fucking this up. The economy needs to be restructured now. This is the only way. Why do we have billionaires, when people are fucking dying, people are fucking starving? Tax those sociopaths.

My bank Wells Fargo doesn't charge me fees if I have x amount of direct deposits per month. I called and told them I was not working and could not have that. They said then I need to make 30 atm transactions per month. I said I doubt that will happen. They said I will be charged a fee automatically but to call them and they will waive the fees.

I've yet to get my stimulus check. I had to put my routing information in that irs get your money thing. I'm hoping it's coming next round. Monday or Tuesday.

R162

Much of what you say may be true, but keep in mind many of those without bank accounts prefer it that way. These are persons participating in the cash/underground economy and or have other various reasons for not having a bank account. Most could easily do so, but checks and having a bank account create paper trails. Those getting SS, SSDI, unemployment or any other host of other benefits often work under the table because reporting income would cancel or lessen amounts received. That or cancel them out all together....

Then of course there is the big one, avoiding paying federal and or local income taxes.

[quote]So, he's so poor that he can't get a bank account without paying a monthly fee, and can't cash a check regardless of the source without paying a fee for that privilege.

Bullshit, he can get a bank account. The only way a bank restricts you is if you have bounced checks reported to ChexSystems.

Then there are ways to get around that like Bluebird from Amex and a host of other free options. Laziness is a sin and costs you.

Years go, I allowed myself to be talked into signing up for Overdraft protection. I did it because the bank was holding my out-of-state payroll deposit, despite the fact that OOS payroll checks are not to be held. I had already paid a bunch of bills with that money so I not only incurred the bank's insufficient funds charge but the vendors charges as well. The total was about $250.

Anyway, the overdraft protection deposited $100 in my account whenever I didn't have sufficient funds. And they charged interest on the "loan." I cancelled that after 2 months.

OP, by any chance are you from Louisiana?

Is your mom's shed OK?

It went to the hedge funds, OP.

[quote] Bullshit, he can get a bank account. The only way a bank restricts you is if you have bounced checks reported to ChexSystems. Then there are ways to get around that like Bluebird from Amex and a host of other free options.

Actually, that's bullshit. Your premises is that everyone works in some kind of white collar job where every employer offers direct deposit. That's maybe 70% of the population leaving 90 million Americans who cant do that. No bank is going to give you a totally free account without fees and without locking into direct deposit. If you work 1099, freelance or Gig economy direct deposit is never an option because the amount and frequency of deposits will be complete different month to month. And for people like that banks want a minimum balance which brings us back to the high cost of maintaining a bank account use a traditional bank.

Never going to see this.

The latest information on the stimulus payment for soc. sec. recipients who don't file taxes and have direct deposit on file with the IRS is that the payments will be made next Wednesday the 29th or close to it.

Never gonna see it u less you’re a millionaire.

Payments on the way.

Seems like they should have sent out the SS Disability checks first. These people are vulnerable. I think they need to increase the amount they send directly to people for at least 2 years, if not permanently. They are already in the system to assist. This makes me so mad.

Also, what is the harm of sending the one time stimulus check to all seniors? they are vulnerable and have to do new things to be safe. And they are already in the SS system too.

Thh Republicans are making this too complicated and cruel purposely. This is the whole point of Social Security.

How much money do we send these program to make it run smoothly? Aren't there staff there already to help the disabled, sick and elderly? Are they helping these people now?

[quote] Thh Republicans are making this too complicated and cruel purposely.

We didn’t find it complicated at all when we took our $10M.

I'm so fucking pissed. Social Security is there to help our vulnerable, already. They are funded to do this NOW. Also, the other MAIN FUNCTION of the Social Security system is to prevent an economic recession/depression. It was created so the American people could get checks from the government, QUICKLY, to prevent an economic meltdown. Or to assist during a crisis, like a FUCKING PANDEMIC.

This program is CRITICAL!

People with Medical Conditions who qualified for Disability already have the SSA officers (employees) to assist them with more services in their communities. These employees should be able to get money (checks) to these people, quickly. They have addresses/phones etc already. They should also be able to give more assistance and services to these very vulnerable people.

If not, the office should be shut down and workers FIRED. My state could reopen offices will better employees to assist our vulnerable. They could hire new employees and train them.

This activity could be achieve through a survey sent to all disability beneficiaries..

As someone said when this all started: The IRS can find my ass if I'm hiding in Mordor and owe them $61, but they can't seem to give me money as easily.

We have been hearing about them coming “any day now” for months.

Yet all these companies managed to get millions of dollars.

You don’t trust a shady conman when he says “the check is in the mail.”

The SS Disability program should get there shit together. There is no reason why our vulnerable, disabled people should have any problem getting this money (checks), or other services and assistance they need. How dare they pull something like this now?

Agreed.

Do these people even care about our vulnerable and elderly? I think this is a requirement to work in this program, and oversee it. This is a critical program. We need better people who work in SSA.

[quote] The SS Disability program should get there shit together.

Oh, dear!

After weeks of getting payment status not available or eligibility not determined messages, today I was finally able to enter my bank information. Since I owe taxes this year my stimulus is going right back to the IRS.

What a calamity!

A gift delayed is a gift owed.

[quote]Do these people even care about our vulnerable and elderly?

Is this rhetorical?

He’s going to pay you right after he pays all those contractors and vendors.

It's not his money. If it were, then we really wouldn't see it.

They are doing this purposely. If you are okay, just think about all our disabled and seniors and what the republicans are putting them through, right now.

Kick their asses to the curb because they are too CRUEL TO SERVE US.

Vote all Republicans OUT of OFFICE.

November 2020.

(if you are a register republican, join us. We need you to help us protect the American people, especially the most vulnerable among us. Vote with us too.)

R186, from the IRS's "Economic Impact Payment Information Center" page (hope it helps):

[quote]Q20. If I owe tax, or have a Payment agreement with the IRS, or owe other federal or state debts, will my Payment be reduced as an offset?

[quote]A20. No, with one exception. The Payment will be offset only by past-due child support. The Bureau of the Fiscal Service will send you a notice if an offset occurs.

[quote]If you are married filing jointly and you filed an injured spouse claim with your 2019 tax return (or 2018 tax return if you haven’t filed your 2019 tax return), half of the total Payment will be sent to each spouse and your spouse’s Payment will be offset only for past-due child support. There is no need to file another injured spouse claim for the Payment.

Sorry, unless you're voluntarily using your stimulus money to pay what you owe for 2019, R186.

-- R193

how the republicans are fucking up giving checks to people already in the social system system is beyond me? They are the most vulnerable too. They have their address/phone/etc already. How does someone fuck this up? Also, I wonder what these local SSA offices are doing for these people? It is a pandemic, a crisis. Are they helping these people?

Them stimulas money is going in order of income, starting with the lowest. I looked it up, I'm not slated to get mine until mid June.

Guys, be patient...you will receive them.

Hi Steve! Thanks for dropping in from on high.

Very third world with it all.

[quote]Seems like they should have sent out the SS Disability checks first.

NOPE. You are already getting thousands of dollars of income from the government tit. There are millions of Americans that have NO INCOME. The should and will get their payment first. It starts at the bottom of no income and will work it's way up from there.

Is the Disability Troll Matt Anscher?

Because he sure is loon.

R173, Don't you mean direct deposit on file with the SSA? If they don't have to file, why would the IRS have that information? The IRS is supposed to receive direct deposit information from the SSA.

Yes R202, that's exactly what I should have said.

I agree with r200, though not his snippy attitude.

My mother is retired and gets Social Security. She saw no drop in her income as a result of this pandemic, yet she received the stimulus deposit on one of the first rounds. For her, based on the social security she receives, it was like an extra months payment.

Meanwhile there are people with no income who are standing on food lines because they don’t know where their next meal is coming from, much less their rent. They should’ve gone first.

After learning that the Puerto Rico islanders have not received their stimulant checks to date, I am convinced that those of us in blue states/territories or otherwise held in contempt are in for a long wait. I hope I'm wrong.

Our Medically Disabled and senior citizens are at serious risk with this corona virus. They are self isolating. This comes at an increase cost to them, serious disruption to their lives and considerable stress. How dare you speak this way about our vulnerable Americans?

Also, my point is the SSA already has their contact information, so getting checks to them is EASY. Any delays by the republicans is purposeful and malicious. Local SSA offices are suppose to be helping these people, also. They have better be helping these people.

Our Medically Disabled and senior citizens are at serious risk with this corona virus. They are self isolating. This comes at an increase cost to them, serious disruption to their lives and considerable stress. How dare you speak this way about our vulnerable Americans?

Also, my point is the SSA already has their contact information, so getting checks to them is EASY. Any delays by the republicans is purposeful and malicious. Local SSA offices are suppose to be helping these people, also. They have better be helping these people.

[quote] Our Medically Disabled and senior citizens are at serious risk with this corona virus. They are self isolating. This comes at an increase cost to them,

How does self isolating cost more?

[quote]serious disruption to their lives and considerable stress.

It’s a serious disruption to everyone’s life FFS. They’re getting income. Now, you want to talk about stress? How about the stress of people not getting any income for the last 4 weeks and now their rent is due? Or they have to feed themselves or their family? With NO income at all.

How do you not see that? I’m not advocating the disabled and retired get nothing, they just shouldn’t come first on the list of who gets it.

omg, you are that fucking asshole from the titanic. Did you shove seniors out of the way to get toilet paper too, because YOU COME FIRST?

FUCK YOU!

[quote] because YOU COME FIRST?

I’m curious as to what makes you think you should.

People with NO income should get the stimulus before anyone with SOME income.

You can’t really live on SSA. A lot of seniors supplement their income. I see quite a few elderly workers at Walmart and if they were told they were most at risk and to stay home, then how can they survive? They needed their check more than someone who makes 70k and is still working from home.

Yes, they do, r211. But someone who has no income whatsoever, as in zero money coming in because their job is closed, needs it first.

I finally got a date for Direct Deposit.

Oooh. Dress nice, dear. Make a good impression.

[quote]Any delays by the republicans is purposeful and malicious.

That's not how it works. Another person who can't understand where the world goes when you shut the drapes.

Does anyone know where the checks are mailed from? I am trying to figure out how many days it will take to arrive to SoCal.

I need my fucking check now. They said they mailed it in on Friday the 24th, so I don't know how many days I will have to wait before it arrives to my mailbox.

r214, I was thinking navy suit, pink shirt and pocket square.

R216 Call the White House and see if the Orange Turd has signed your check.

If you are in the SSA system receiving checks already, it is EASY to send a stimulus check to them. Or increase the monthly amount they get. Any delays in doing this, is on purpose and malicious.

Also, there are local SSA offices. Our seniors and medically disabled are already suppose to be getting MORE SERVICES through these offices. What services are being provided to them already? Also, are they increasing the assistance to them now because it is a FUCKING PANDEMIC?

This is the main function of the Social Security System. Also, SSA can give stimulus checks through this system to all Americans to prevent an economic depression. This is the other MAIN FUNCTION. This is why we have the SSA program.

Any attempts to block or delays this is on purpose and malicious. You need to hold the White House and the Republicans account for this. Screwing over people in the SSA program (seniors and Medical disables) and all Americans during a FUCKING PANDEMIC.

VOTE all Republicans OUT of OFFICE!

November 2020!

Call me gullible, but I never thought they would take it this far and give hundreds of billions to their millionaire friends and leave the poors out in the cold. Not in an emergency.

Boy was I wrong.

SSA is not suppose to be for the poors. It suppose to keep people in the middle class and prevent recession/depression. People with a middle class income participate in their communities. All those business and services stay afloat. No one should be paid under the table, poverty wages in American.

If you attack SSA you are blowing up the middle class. Basically, you are blowing yourself up. Why would anyone want to do something as stupid and dangerous as this? FDR built this for us.

You sound like a Republican, OP

R216 this page will tell you which branch of the IRS you are tied to.....I am from Indiana and my check came from Kansas City, Mo.

Off topic but, WEHT Tax Troll, EA? He/She was always very helpful with things like this.

When you type your address into the IRS site to check on the status, make sure you type the address in ALL CAPS!

Why? Are they hard of hearing?

Do something MORE to help our seniors and medically disabled!!!! Do you think these people should stand in a toilet paper line or food bank?

The Republicans are so fucking disgusting and vile. Just increase the amount they get per month. This should be in the PLAN for a war, crisis or a fucking pandemic, right?

Try this site...

Do you need to have your taxes done first?

Shit. My W-2 from the temp agency I worked at is hard to access and their help desk number is no longer in service.

No R229, you don't. If you filed taxes in 2018 then you're good to go. If you didn't have to file taxes in 2018 and haven't filed yet for 2019 then you'll still get a payment. Have you checked the "get my payment" at the IRS website to see if they're showing a pay date for you?

How do you fuck this up, Republicans? There is the Social Security System right there.

Privatized social security would become something too big too fail. Top bosses would know this and cut themselves a hefty check before the government bailed them out.

At that point, what's the difference between our corruption and China or Russia's corruption?

So Twitter was a tiny bit useful.

Apparently some people could not see the status of their payments on the "Where's My Payment" IRS site.

There is a trick, apparently, since the IRS page runs on 50 year old software - when you enter information, you must put your address in ALL CAPS.

Next batch of direct deposits on Wednesday.

[quote] when you enter information, you must put your address in ALL CAPS.

That is complete bullshit.

[quote] Privatized social security would become something too big too fail.

Oh, dear!

r233 and r235, I kept receiving that error message about my eligibility. I tried the address in all caps, and it finally worked for me.

My friend who was informed her deposit would happen tomorrow just emailed me to say she got her money this morning.

Just checked the website; my deposit is set for 4/30/2020. My account is with a credit union so I may see it reflected tomorrow.

For the person who says you HAVE to use all caps, that's not true. When I went online to enter my deposit info, I used lower case and was able to enter my info. When I checked the website this morning, I used lower case and saw when I can expect my deposit.

The address abbreviation doesn't have to be exact. I live on a lane. My street sign has it abbreviated as LA, while the postal service uses LN. However, this was a problem when I tried to link my Verizon mobile phone bill and internet years back. Because the address wasn't an exact match, it wouldn't let me combine them.

[quote]My friend who was informed her deposit would happen tomorrow just emailed me to say she got her money this morning.

Good job! And remember, it’s very important to write the correct routing number for direct deposit. I made the mistake of forgetting 1 number, which caused more delays and headaches.

Received mine today. Whew!

Took about a week or so from when I was able to provide my banking info.

I received mine, and I'm more thankful than I expected. I've been in the hospital on FMLA, and my company has been finding every reason not to pay me, and I'll be bouncing checks soon if I can't get it all straightened out. And I NEVER bounce checks. At least, not since I was about 19. I guess I should count my blessings that the hospital only had basic cable, so I'm all caught up on 'Northwoods Law' and 'Chrisley Knows Best'.

Much older neighbor got his check earlier this week and asked me of all people if would walk him to his bank as didn't want to go alone. That and only branch open locally has lines stretching half a NYC block or longer.

Cannot believe how DT is able in all ways large and small to hijack American government to suit his purposes. Sure enough in dark bold large font print check has "Donald J. Trump - Economic Impact Payment..." slapped on front. Guy said he was going to cross that part out but strongly suggested otherwise as bank may not accept a defaced check, and wasn't standing in line for hours for nothing.