So one reply equals troll? Amazing. The Troll threshold is really low these days. Anyway, here's Toni in her own words interviewed for the L.A. Times.
What do you want the public to know about your two bankruptcies?
What a lot of people don't know is my  bankruptcy was because of illness. I have heart disease, but it's because I have lupus. So I had to cancel my Vegas show and all the upcoming concerts. The doctors said I'd probably never be able to perform like that again and do 10 shows in two weeks' time. It was too much for my body.
I canceled the show, and that happened in 2008. I couldn't work. I'm slowly getting my body ready. I went to Russia in the [reality] show, but I haven't been able to do five shows in one week. I also have chronic fatigue episodes, so I have to be very careful of recurring pericarditis. I read somewhere that I owed BMW. I don't own a BMW. If they really look at the ledger they'll see things like, she owes lighting companies, staging companies, set companies. Vegas shows are very expensive. I don't think people understand that the person headlining the show, that's your show. You pay for the lights, you pay for the stage, you pay the unions. So I had all these outstanding contracts when I canceled.
And everyone says, but this is your second bankruptcy, but they don't know. My royalty statement after "Unbreak My Heart" and that big album, "Secrets," was less than $2,000.
How is that possible?
It's just the way the music business is. Let's say you get 35 cents a record. The record company spent $20 million on your project. You have to pay all that money they invested, and what's left over, you get. Then they give you an advance on the future, which puts you further and further in debt. So I was forced to file bankruptcy, but I had to sign a gag order immediately.
But I'm very lucky. My case was a pioneering case for artists. [Bankruptcy law held that] if [a recording] artist files for bankruptcy, all contracts will be null and void, except for your recording contract. And Congress [tossed out that exception in bankruptcy reform legislation]. So my case helped a lot of other artists. I was not trying to be a pioneer. Let me raise my hand to that. However, it worked out, it helped others.