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FEMA wants me to buy flood insurance

And I live on the second floor. What do they know that I don't?

by Anonymousreply 1610/21/2013

[quote]What do they know that I don't?

That water rises.

by Anonymousreply 109/26/2012

I just thought I'd bump this thread because, due to the Biggert-Waters Flood Insurance Reform Act of 2012, horriffic FEMA flood insurance increases are now kicking in. My flood insurance is going to increase from $641/yr. to somewhere between $4500-$6500/yr.

I'm renting a place where I'm living now, and renting out my "retirement" house in FL, because I recently decided to leave FL for a good job with a pension. But I was planning to retire to my place in FL in 2025 (which, sadly, isn't as far in the future as it sounds).

I've managed to keep that house through think and thin, through layoffs and part-time work. It would kill me to lose it after all of that.

Anyone else in a similar position? What are you going to do about it?


by Anonymousreply 210/20/2013

Is your name Luka, OP?

by Anonymousreply 310/20/2013

That was helpful, R3. Thanks a lot.

Anyone else care to chime in?

by Anonymousreply 410/20/2013

He lives on the second floor.

by Anonymousreply 510/20/2013

You in danger, OP.

by Anonymousreply 610/20/2013

I hated that song with the passion of a thousand abused children.

by Anonymousreply 710/20/2013

It was a great album, though, R7.

by Anonymousreply 810/20/2013

I thought she was a depressive proto hipster.

Speaking of, do you think OP refused to get flood insurance because he was abused as a child and feels he is not worthy of living in the event of a flood?

by Anonymousreply 910/20/2013

Interesting. This says that if it's your 2nd home (which it sounds like it)

[quote]To be phased out are subsidies on properties with repetitive losses, which many properties were afforded, and new rules make it easier to apply for the FEMA buyout program. Under the previous program, subsidies for vacation and second homes were granted to approximately 355,000 policyholders. With the phasing out of the program, the NFIP expects to be able to reduce its borrowing needs, though by how much is still undetermined.

by Anonymousreply 1010/20/2013

R10, why did you post that? This is not the thread for that sort of thing.

by Anonymousreply 1110/20/2013

I live upstairs from you...

by Anonymousreply 1210/20/2013

OP, you can check your property's flood plain status at the FEMA maps link. It's free to view, there's only a charge if you order a printed map. Be ready to do a lot of zooming in. If there's no map that shows your building then you're in the clear.

Yes I think you've seen me before...

by Anonymousreply 1310/20/2013

People who live on flood plains or frequently flooded areas should buy insurance appropriate to the risk. And so should people who live in wildfire, hurricane, tornado and earthquake zones. If you assume the risk, don't ask me to bail you out with my taxes.

by Anonymousreply 1410/20/2013

Think and thin?

Oh, dear.

by Anonymousreply 1510/20/2013

If you hear something late at night

Some kind of trouble, some kind of fight

Just don't ask me what it was

by Anonymousreply 1610/21/2013
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