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ObamaCare detailed and explained

Arm yourself with knowledge. This link includes all the info you need about the Affordable Care Act (aka "ObamaCare"), in plain English. It tells you what is in it, and when things to into effect. It explains this whole "is it a tax? is it a mandate?" thing as well... exposing all the lies the right is pushing.

Know the facts. Then spread them around. Confront anyone who doesn't know what they're talking about, or who is spreading lies.

Lots of great, easy to understand info at the link:

by Anonymousreply 13309/25/2014

OP it never defines the most important thing...what do they consider 'affordable'?

by Anonymousreply 106/30/2012

Yeah it does, R1:

"If you are low income, which is considered a gross income between 100% to 400% of the Federal Poverty Line (FPL), then you qualify for the new premium tax credit to help you pay for health insurance. You are allowed to take this credit immediately after January 1, 2014 to help you pay your insurance premium. The credit can even go directly to your insurance company. Your maximum out of pocket costs for paying the premium under the law for those who are eligible for the tax credit is from 2% for those nearest the poverty line up to 9.5% for those at 400% of the poverty line. These are the affordability guidelines under code 36B(c)(2)(C). Anything above 9.5% is considered unaffordable under the guidelines.

Essentially any individual making up to approximately $45,000 per year or family of four with an income up to $75,000 per year will likely be eligible for a tax credit starting January 2014. An individual near the poverty line just above the medicaid eligibility would pay as little as approximately $25 per month up to about $50 per month for a family of four. Near the top end of the tax credit eligibility range, your out of pocket maximum will be approximately $350 per month for an individual to $590 per month for a family of four. Anything above these amounts will be covered through the tax credit."

by Anonymousreply 206/30/2012

So what if that family of four at the top of the range cannot AFFORD 500 plus per month.

What if their expenses are more and what they can afford is 120 a month.

To say this is affordable is bullshit. It is only affordable if you can afford it.

by Anonymousreply 306/30/2012

Fuck you R3.

Allow us to see what your expenditures are and WE'LL tell you where you can cut back or stop spending in order to afford your one damn health insurance.

I don't care that you can no longer afford cigarettes, or booze, or expensive sneakers, or cars you can't afford, or trips you can't afford, or the steaks you cannot afford.

If you're truly needy, then you will be seen to.

I am sick of paying for you and your whiny crowd.

Again, FUCK YOU!

by Anonymousreply 406/30/2012

Fuck you R4 Socialized medicine for all is the only solution.

Obama's gift to the big business insurance companies profits is hated by many Dems.

by Anonymousreply 506/30/2012

Agreed that universal health care is the answer.

But you're not going to get there in one step.

THIS solution is one step on that road.

It's not perfect. Nobody says it is. Nobody said it would be.

It was what could be accomplished now. It will help MILLIONS. It is already helping millions. It will save lives. It is already saving lives.

It's better than what we had before.

by Anonymousreply 606/30/2012

So this is great why? I'm sorry, I'm really confused. Why is making everyone buy health insurance a great thing?

Health care and health insurance in this country is terrible, so why is making people buy it such a good thing? It just means insurance companies will find more reason to deny claims, forcing the individuals who are now actually going to the doctor because they think they have insurance to be responsible for these bills.

Which means more bad credit for those already in a bad financial place.

I'm not a troll or anything. I vote Dem across the board and will continue to do so, but I guess I'm missing why this is such an important and great thing.

by Anonymousreply 706/30/2012

[quote]Why is making everyone buy health insurance a great thing?

Are you stupid or did you just refuse to read the link?

FROM THE LINK:

"[bold]1/1/2014[/bold]

This is when a lot of the really big changes happen.

No more "pre-existing conditions". At all. People will be charged the same regardless of their medical history.

If you can afford insurance but do not get it, you will be charged a fee. This is the "mandate" that people are talking about. Basically, it's a trade-off for the "pre-existing conditions" bit, saying that since insurers now have to cover you regardless of what you have, you can't just wait to buy insurance until you get sick. Otherwise no one would buy insurance until they needed it. You can opt not to get insurance, but you'll have to pay the fee instead, unless of course you're not buying insurance because you just can't afford it.

...

The biggest thing opponents of the bill have against it is the mandate. They claim that it forces people to buy insurance, and forcing people to buy something is unconstitutional. Personally, I take the opposite view, as it's not telling people to buy a specific thing, just to have a specific type of thing, just like a part of the money we pay in taxes pays for the police and firemen who protect us, this would have us paying to ensure doctors can treat us for illness and injury.

Plus, as previously mentioned, it's necessary if you're doing away with "pre-existing conditions" because otherwise no one would get insurance until they needed to use it, which defeats the purpose of insurance."

Do you even undestand how insurance works? What risk-pools are?

Do you [italic]get it[/italic] now?

by Anonymousreply 806/30/2012

President Obama and the Democrats have done a terrible job explaining and defending the Affordable Care Act. Perhaps they have learned their lesson.

by Anonymousreply 906/30/2012

This is another reason the major media is irrelevant. Why isn't this kind of summary in every newspaper published the day after SCOTUS issued their decision? Thank god for bloggers and message boards.

by Anonymousreply 1006/30/2012

I think there will be a lot understanding "ah"s when the rebates arrive toward the end of the year.

At least the way the president explained it in his address after the SCOTUS decision, insurance companies are required to send you a rebate if they've spent more on non-medical expenses than they are permitted to.

Hope these checks come in late Oct.

And as far as "what if a family of 4 can't afford $500?" it's a far cry (lower) from what's currently being charged now for families that don't have coverage. I have a friend who is an exercise instructor in excellent health and pays her own health insurance and it's in the $600 a month range.

And I know a lot of other people who have no health insurance at all (even working people) simply because they can't afford it.

by Anonymousreply 1106/30/2012

[quote]"If you are low income, which is considered a gross income between 100% to 400% of the Federal Poverty Line (FPL), then you qualify for the new premium tax credit to help you pay for health insurance. You are allowed to take this credit immediately after January 1, 2014 to help you pay your insurance premium. The credit can even go directly to your insurance company. Your maximum out of pocket costs for paying the premium under the law for those who are eligible for the tax credit is from 2% for those nearest the poverty line up to 9.5% for those at 400% of the poverty line. These are the affordability guidelines under code 36B(c)(2)(C). Anything above 9.5% is considered unaffordable under the guidelines.

What of the people with no income who therefore do not file tax returns? What good is a tax credit to do for them -- 99 ers, for example -- especially in States where Medicaid won't cover them?

by Anonymousreply 1206/30/2012

No, FUCK YOU R4. This is a shitty plan and wasn't worth destroying the party over. If you think anything is going to creep into deeper and better plans, you aren't listening. BOTH parties hate this plan and it only works for a minority of people already draining the system and taxes the shit out of the rest of us.

How I spend my money is none of your business. I work for a living, so go fuck yourself and spread your Nazi propaganda elsewhere.

by Anonymousreply 1306/30/2012

R12, the rest are supposed to be covered by Medicaid. Unfortunately the requirement that states expand Medicate to cover them was struck down by the supreme court, and many states (notably: red ones) are not planning to implement the coverage.

And R13, please stop being a rage-a-holic, ill-informed, short-sighted idiot. Thanks, hon.

by Anonymousreply 1406/30/2012

I pay $630 a month on Cobra, which runs out at the end of the year. Is my insurance going up or down?

by Anonymousreply 1506/30/2012

The exchanges and elimination of pre-existing conditions for everyone don't kick in until 2014 (after the election). Providing Obama wins, things will get a lot better than. If Romney wins and the GOP takes the Senate, you can bank on most of this being undone in short order.

by Anonymousreply 1606/30/2012

I have and pay a lot of private insurance.

I still can't get prompt care.

I needed and MRI for my shoulder and finally got it 4 MONTHS after the cuff was torn (no appointments available). I get a referral to a specialist who has no availability for 3 months, then a script for rehab and they have no appointments for two months.

Trust me when I tell you that private companies will always find a way to delay the service you need.

This healthcare plan is good for a few and bad for 99% of us.

by Anonymousreply 1706/30/2012

Has anybody talked about what a nightmare the Medicaid paperwork is?

by Anonymousreply 1806/30/2012

That's weird. I have really middle of the road insurance, and I can generally get MRIs the same day, or certainly within a couple of days.

Where do you live?

by Anonymousreply 1906/30/2012

So my employer is going to dump me off Blue Cross and throw me onto Medicaid. Yeah I am looking forward to that.

by Anonymousreply 2006/30/2012

What's strange is how people are viewing this Healthcare Law as a reflection on Obama, when all he did was to push Congress to come up with something. They came up with this odd mish-mash but O has been riding on it or hiding from it ever since.

And now Romney is forced to run against a plan he originated and O's congressional supporters copied.

by Anonymousreply 2106/30/2012

Cokie Roberts and some toons do a much finer job explaining.

by Anonymousreply 2206/30/2012

I'm not trying to be mean about things, but I have a question.

What if you are just truly quite poor and live over in one of the Red States which will not expand Medicaid? You would be fined for being poor and should maybe move?

Once again. I am not trying to be mean about things, I am just curious.

by Anonymousreply 2306/30/2012

[quote]So my employer is going to dump me off Blue Cross and throw me onto Medicaid. Yeah I am looking forward to that.

Why would they do that? Don't be an idiot.

[quote]What if you are just truly quite poor and live over in one of the Red States which will not expand Medicaid? You would be fined for being poor and should maybe move?

No, the fines are only for those who CAN afford it, but choose to free-load instead.

Since until this past week, all states were required to expand Medicaid, I can't say what would happen. I would doubt it would be any worse than what those same individuals are going through now. And MAYBE it'll give them a push to stop voting for Republicans. We can hope. Because it's REPUBLICANS preventing them from getting any of the health-care they need.

by Anonymousreply 2406/30/2012

r8, that doesn't address my question. But yes, I get everything you just said, and already was aware of it.

I have insurance now through work. It does not cover any and all medical expenses, procedures, etc. And I doubt it will start.

So what will happen is companies will just start denying claims and the cost will go directly to the patient. I don't see the benefit there.

by Anonymousreply 2506/30/2012

[quote]No, the fines are only for those who CAN afford it, but choose to free-load instead.

No, the fines are only for those THE GOVERNMENT HAS DECIDED can afford whether they truly can or not.

by Anonymousreply 2606/30/2012

R19 because of trolldar I would never reveal where I live. All it takes is a little bit of disclosure and the trolls with stalk you.

by Anonymousreply 2706/30/2012

For medicaid, do applicants have to really report the income of everyone living in the same house? And are debts taken into account when determining the income limit?

by Anonymousreply 2806/30/2012

The real problem is twofold and cyclical.

First is the cost of healthcare. Healthcare is expensive because there is a large number who people who can not pay for it. As a result medical providers raise the cost of services in order to make up some the losses from those of us who are insured. Many also want to make a profit.

Second is the high cost of insurance is one is able to get it. Insurance premiums are getting higher and claims are being denied because the rising cost of healthcare. They also want to make a profit.

If everyone is in the insurance pool then healthcare providers have no excuse for raising cost because they are no longer having to make up losses from the uninsured.

Insurance companies will have a larger pool of risk and should stop premium increases and would also have less wiggle room to deny claims. Further a great deal of their profits has to go the consumers thereby lower the chances of insurance companies gouging consumers.

by Anonymousreply 2906/30/2012

The item that Roberts changed from a Mandate to Fine or Tax, was Item 5,000A. Where was it hidden in the 2,900 pages that Nancy had to be voted on "so we can what's in it" ?

by Anonymousreply 3006/30/2012

As usual, Republicans live in mortal fear of everything. FACT: a large majority of Mass. citizens LOVE their RomneyCare, which is the exact same thing as ObamaCare.

by Anonymousreply 3106/30/2012

If I already have health insurance, will I still be able to use the exchanges to find a new policy that fits my needs better?

by Anonymousreply 3206/30/2012

R29, insurance companies will be restricted from making big increases to your health insurance premiums under the ACA.

by Anonymousreply 3306/30/2012

I have great insurance. What was shocking was seeing how much the hospitals/providers charged vs. the little the insurance company actually had to pay. Fortunately I didn't have to pay the difference, but it makes one wonder about how inflated those bills were.

by Anonymousreply 3406/30/2012

R34, I took my son to the ER for stitches. I saw the nurse remove a bandaid from a box that was a free sample but on my bill I paid $15 for a bandaid that was free!

by Anonymousreply 3506/30/2012

R35, that's why you should always take your own prescriptions and toiletries from home if you're ever admitted to the hospital.

by Anonymousreply 3606/30/2012

It's much better to read a nonpartisan reputable site that calls out both sides in this program to bail put the insurance industry

by Anonymousreply 3706/30/2012

Excellent R37, it is to bail them out clearly.

by Anonymousreply 3807/01/2012

Seems to me we have government to solve problems we cannot solve on our own Problem: too many people don't have medical insurance, and we all pay for them. Solution number 1: make everybody have insurance....solution #2: allow emergency rooms and all other medical providers to turn their backs on anyone needing treatment if they don't have insurance..... Assuming you don't want #2, would someone please provide me with a 3rd solution? If you are anti handout and anti-freeloader, it seems to me the two above solutions are the only ones.

by Anonymousreply 3907/01/2012

R39 Solution number one.

Social medicine paid for via taxes.

No other solution is needed.

by Anonymousreply 4007/01/2012

But r39, plenty of people want option #2.

by Anonymousreply 4107/01/2012

Please vote wisely in Nov.

by Anonymousreply 4207/01/2012

[quote]So this is great why? I'm sorry, I'm really confused. Why is making everyone buy health insurance a great thing?

The immediate issue is getting everyone some sort of coverage. Too many people slipped through the cracks which introduced too much uncertainty and cost shifting overall. The ACA is a way to get a handle on that, although it's incomplete, and single-payer financing (aka HR 676 or Medicare for All) would do it much better.

The real question is why congress refused to even *discuss* single payer as an option/solution. Obama campaigned on having a public option, but congress would not even discuss it.

by Anonymousreply 4307/01/2012

[quote]Why would they do that? Don't be an idiot.

Why wouldn't they? My company pays 550 a month for my coverage. 6,600 a year vs the fine of 2000 for dropping coverage. So they can save 4600 a year by dropping coverage for a single man. Multiply that by 940 employees factor in the additional cost for family coverage.

They can save a shit load of cash by dropping coverage.

by Anonymousreply 4407/01/2012

Obama, Biden and the Dems need to get some catchy phrases in place and repeat the hell out of them. Like it or not, the ACA decision gave the Repubs an issue to rally around. The Dems better be ready starting now to market, market, market the daylights out of ACA.

Which, yes, I think is a good idea as a first step, though I really would have preferred the public option. But I'll take this. For now.

by Anonymousreply 4507/01/2012

Using that logic, R44, your company would've stopped paying for your healthcare before now and would have been saving that $550/mo. per employee.

Companies pay their employees' health insurance because it's good business. It's a way to attract and retain the best employees. That's not changing.

So, your company continues to pay what it pays now, has no penalty, and uses those costs to evaluate adding more employees when the time comes.

by Anonymousreply 4607/01/2012

I've been reading ObamaCare, and honestly it is a mess, who can understand it? I have looked up some of the words contained in it and they aren't even in the dictionary! How can a layperson understand it? If there are no definitions for the words contained in it how can the populace understand it? Has any elected official read this goobly gook? It should be condensed into 15 pages in laymen's terms so everyone can understand it, it leads me to believe in its present form that the American people are getting the shaft with this.

by Anonymousreply 4707/22/2012

I've got a serious health issue. I'm low income. I'm uninsurable. I've been thrown off the (voter approved and mandated in 2000!) Medicaid expansion in Arizona, thanks to the sociopathic Jan Brewer.

I'm trying to ride out the unfortunate 6mo. waiting period for ObamaCare's pre-existing PCIP, which I'll barely be able to pay. I'm making plans to exit the God-forsaken state I was born in if Jan fucks with the Medicaid expansion in 2014, selling my house of 20 years and moving on.

I'm sad that the Supremes will let the state continue their social Darwinism...a war against the a variety of 'undesirables' including the low income...that is currently having such tragic effects.

by Anonymousreply 4807/22/2012

I think we will all find out in the very near future that Obama Care is a disaster and will severely hurt our already struggling economy. I have to say, the citizens of the USA asked for it.

If my health insurance costs increase, something else will have to go that I am paying for. I might even file for bankruptcy. Undoubtedly I won't be alone. What will that do to the economy? Not anything good for the future.

by Anonymousreply 4905/31/2013

r21, is this the mish mash Pelosi told them to vote for before they could see what was in it?

by Anonymousreply 5005/31/2013

It already is a disaster.

by Anonymousreply 5105/31/2013

read it and weep, r49, r50, and r51.

Then go to town on yourself with a rusty dildo!

by Anonymousreply 5205/31/2013

Read it and weep, R52.

"Rate Shock: In California, Obamacare To Increase Individual Health Insurance Premiums By 64-146%"

by Anonymousreply 5306/01/2013

Obama: It's not a tax! The Right is lying!!

After SC decision: Obviously, it's a tax. The Right is lying!

by Anonymousreply 5406/01/2013

Why do the American population have to pay their premiums, why Obama exempted the Congressional staffs!! New regulation makes the tax payers pay for 75% of these individuals premiums! IT should be the same for everyone!! Already these criminals are adapting the laws and regulations to benefit selected individuals and groups!

by Anonymousreply 5508/03/2013

[quote]"Rate Shock: In California, Obamacare To Increase Individual Health Insurance Premiums By 64-146%"

Um, R53, that article was debunked a long time ago. It's bullshit, comparing apples to oranges.

[quote]I think we will all find out in the very near future that Obama Care is a disaster and will severely hurt our already struggling economy.

Except that you have no data, zilch, zero, to back up that "thought."

by Anonymousreply 5608/04/2013

Now unions jumping ship. Does not look good.

by Anonymousreply 5709/02/2013

4 weeks after launch, and the website is still fucked up.

by Anonymousreply 5810/27/2013

Has anyone been able to sign up?

by Anonymousreply 5910/28/2013

OP, do you no feel kind of foolish now for starting this thread?

by Anonymousreply 6011/07/2013

3 weeks to go

by Anonymousreply 6111/08/2013

Nov 30 almost here. Can't wait!

by Anonymousreply 6211/19/2013

Why Healthcare.gov Sucks? Because They Hired Political Cronies, Not Internet Native Companies To Build It

by Anonymousreply 6311/19/2013

The fun thing about this thread is F&F tagging the anti-healthcare morons.

by Anonymousreply 6411/19/2013

Why not just face reality, R64.

by Anonymousreply 6511/19/2013

R64-

Amen!

The fools that think that the ACA is anything more than a gift to the big insurance companies need to be exposed.

8 weeks into the official launch and the website is STILL BROKEN!

Obamacare is the perfect example of incompetent and dangerous government central planning.

by Anonymousreply 6611/19/2013

R65- facing reality would mean admitting that the government is incapable of competency, responsibility, accountability and efficiency.

by Anonymousreply 6711/19/2013

Obamacare will live on and expand, long after all of you dumb cunts are dead. The fact that this drives you insane is just the icing on the cake.

Good times.

by Anonymousreply 6811/19/2013

b

by Anonymousreply 6911/20/2013

I smell the cheap stench of libertarian idiots on this thread. Smells like lubricant and denial.

by Anonymousreply 7011/20/2013

R70

Put your XXXL dildo in the dishwasher and set it to "sanitize". That should stop the smell.

by Anonymousreply 7111/20/2013

Is it fixed yet? I really need insurance bad.

by Anonymousreply 7211/21/2013

What is F&F? Also ww? I've been participating here for a few months, but can't figure out these things. Thanks.

by Anonymousreply 7311/21/2013

R73-

When someone posts something you agree with, you click the W&W tab.

When someone posts something that challenges your worship of the government, or something that challenges your prejudices - then press F&F and any discussion that forces you to reconsider those beliefs will be deleted!

Simple!

by Anonymousreply 7411/21/2013

Ok, thanks, ...I guess.

by Anonymousreply 7511/21/2013

Thanks for confirming, R71. I always try to keep track of what Libertarian idiots have to say, so I can make sure to do the exact opposite.

by Anonymousreply 7611/21/2013

Enjoy being poor, R76

by Anonymousreply 7711/21/2013

R73-

Do you get it?

by Anonymousreply 7811/23/2013

Not really. I'm using an iPad, and nothing seems to happen when I press either notation.

by Anonymousreply 7911/23/2013

R79-

It should pop up and say "flag saved" when you hit FF or W&W on an iPad.

by Anonymousreply 8011/24/2013

Flaggots

by Anonymousreply 8111/24/2013

[quote]Enjoy being poor, [R76]

Quite the opposite, thanks.

Hope your portfolio didn't take a hit when the Euro collapsed last year. Oh right, it didn't did it?

Well at least you're properly insured against the MASSIVE hyperinflation that destroyed the global economy in 2012. Oh, wait...

Well I guess you can eat all that gold bullion you have stockpiled in your basement.

by Anonymousreply 8211/24/2013

I do get the "flag saved" message, but what does that mean? It doesn't seem to have any effect.

by Anonymousreply 8311/25/2013

It wont do any more than that

by Anonymousreply 8411/25/2013

Question. Some retailers make you wait 6 mos to a year to get insurance. Does nat healthcare change this?

by Anonymousreply 8511/25/2013

This issue continues to be a decisive lightning rod. You are either violently for or against it.

by Anonymousreply 8611/25/2013

Damn! Now CBS is reporting that we can't even keep our own doctor?

by Anonymousreply 8711/26/2013

I have zero sympathy for the idiots bitching and whining about Obamacare.

Die in a grease fire, cunts.

by Anonymousreply 8811/26/2013

Stop!

by Anonymousreply 8911/28/2013

Nov 30! Is it running?

by Anonymousreply 9011/29/2013

So, when a page takes 5 minutes to load and you press F5/refresh...it's user error.

by Anonymousreply 9112/02/2013

Any advice on picking a plan? I'm leaning towards a bronze plan, although someone suggested it may be better to pick the silver (at $80 more/month) because it's better to have more than you need than not enough.

by Anonymousreply 9212/02/2013

Yes, my advice is to not pay attention to what you hear here. There are numerous posts on various related threads that are clearly either from liars, or incompetents. There are too many sore losers who are trying to sabotage the rollout, sorry!

by Anonymousreply 9312/02/2013

Yes, R93

The millions of people who lost their insurance did it to fuck up your nappy ass hair.

by Anonymousreply 9412/04/2013

bump

by Anonymousreply 9512/11/2013

How many have paid for the insurance?

by Anonymousreply 9612/21/2013

Just wrote a check for 1400.00 today.

by Anonymousreply 9712/21/2013

Isn't Obama wonderful?

by Anonymousreply 9812/27/2013

4 Million people lost insurance coverage this year because of government regulations.

1 million people signed up for insurance due to regulation.

Government power in action!

by Anonymousreply 9912/27/2013

Why doesn't the Obama administration work to get people jobs so they can get insurance inexpensively through an employer? And use "Obamacare" as just a fall-back plan, to replace the egregious COBRA?

Why why why doesn't he do anything but go to Hawaii and surf?

by Anonymousreply 10012/27/2013

R100---

Government cannot create jobs- it can only steal money from people to create "make work" digging ditches.

If I pay 2 guys- one to dig a hole for 8 hours, and pay another for 8 hours to fill that hole, it is wasted money. That is government at work.

Look at the empty cities in China- luxury apartment buildings, 50-90 stories tall, and only 5 or 6 residents. These mega cities were built by the government to show how successful the new communist model really is---and the failure will be sick.

Real liberalism is the only way!

by Anonymousreply 10112/27/2013

Stop bumping this thread, it is very embarrassing.

by Anonymousreply 10212/28/2013

the middle class is being hurt the most by obamacare. Th middle aged people are forced to pay for a lot of shit they don't need or will never use. The young healthy group is forced to buy insurance or pay a fine. It now appears that a huge portion will pay the fine.

That Pelosi bitch told us that we could find out what was in the bill after is was passed and well, we've now learned what was in the bill and it's a disaster,

by Anonymousreply 10312/28/2013

Let's start a tally of what actually launched on time and what had to be delayed because of government incompetence.

Government is the problem, not the solution.

by Anonymousreply 10412/28/2013

The sign-up rate for Obamacare health insurance might be dropping off steeply in February, as it becomes clear that total enrollment to date is likely 20 percent or so less than the 3.3 million touted by federal officials this week. "I'm hearing the enrollment in February is falling off significantly," said consultant Robert Laszewski, president of Health Policy and Strategy Associates in Washington, who is in close contact with major insurance companies.

While cautioning that it was still too early this month to make predictions for what total Obamacare enrollment for February will end up being, Laszewski said, "anecdotally, the trend is probably running at 50 percent of what we had in January."

The Obama administration said Wednesday that nearly 1.15 million people had selected Obamacare plans from government-run health exchanges in the month of January, bringing to total sign-ups as of Feb. 1 to 3.3 million.

Laszewski said that if February's trend continues—and if the relatively high rate of people not paying for the plans they chose continues—he doesn't expect there is much hope for the administration to meet a revised goal of hitting 6 million people enrolled by the close of open-enrollment on March 31.

by Anonymousreply 10502/24/2014

The MSNBC article.

by Anonymousreply 10602/24/2014

R105, and your point is?

by Anonymousreply 10702/24/2014

"I don't see the momentum there right now," Laszewski said. He noted that an estimated two-thirds of enrollees through January were people who previously had insurance, and who presumably were buying Obamacare plans to replace the ones they had lost because they were no longer compliant with Affordable Care Act minimum standards.

So, sick people are signing up, while healthy people abstain.

Shocking.

by Anonymousreply 10802/24/2014

And a lot of docs in CA & MA & NY are refusing to see obamacare patients.

R107-

What happens when NO docs will see obamacare patients?

by Anonymousreply 10902/24/2014

The insurance industry shill is certainly earning his keep, isn't he?

by Anonymousreply 11002/24/2014

R109 there are no Obamacare patients. Obamacare facilitates people buying private health insurance plans from private health insurance companies. Articles like that are just proof that even doctors have no idea how health insurance works. Some of these plans are literally identical to the plans they currently have, just with a new name calling it Silver or Gold.

If these doctors are refusing to see anyone with an "Obamacare" plan, they're going to be SOL come 2015 when 80% of their patients have renewed into ACA-compatible plans. If digging their heels in because they hate Obama and "socialized medicine" is more important than providing health care for paying customers, they deserve to go out of business.

by Anonymousreply 11102/24/2014

R111

The plans purchased via state exchanges are explicitly labeled as such. Docs can see those plans and refuse to accept those patients.

by Anonymousreply 11202/24/2014

R111-

What happens when a de facto 2 tier system evolves- those with cash only plus catastrophic insurance and the people too stupid to buy good insurance?

by Anonymousreply 11302/26/2014

R112 More lies. What about residents of DC? All DC residents are required to buy health insurance through the exchange, including small businesses domiciled in DC. So what, doctors will now refuse to accept any patient who lives or works in DC?

The plans on the state exchanges are not "explicitly labeled". Every single health insurance plan from every carrier will be labeled as Bronze, Silver, Gold, Platinum. The plans are private health insurance plans from private health insurance companies. There is literally no difference whether you buy it from the state exchange, the private exchange or directly from the carrier.

by Anonymousreply 11402/26/2014

Keep fucking that chicken, R105/106/108/109/112/113.

by Anonymousreply 11502/26/2014

R115-

Quit calling yo momma a chicken.

by Anonymousreply 11602/27/2014

Don't quit your day job, R105/106/108/109/112/113/116.

by Anonymousreply 11702/27/2014

Obamacare is still struggling to sign up young people. In order to offset the high cost of the older, and probably less healthy people who are joining Obamacare plans, the White House must coerce a sufficient number of thirty-somethings to also join. Problem is, the health plans are too pricey to make economic sense for many young adults.

Just how costly are the Obamacare plans for young beneficiaries?

We ran the numbers. Here are our results:

Overall, the Federal government reports that 32% of on-exchange enrollees as of March 1st are under the age of 34. And many of these are teenagers who are part of family policies, not the young yuppies that Obamacare is fervently targeting. Earlier estimates showed only 20% of enrollees were between the ages 18 and 34.

The final number of young enrollees is well below the required cohort. Premiums will rise next year as a result of the adverse selection of older, and probably less healthy consumers. Why are young adults staying away? In one word, economics.

Obamacare is asking young adults to effectively subsidize the healthcare costs of older Americans. So far, Millennials are resisting this age-based transfer of wealth. Many are clearly opting instead to remain uninsured, or else they are buying cheaper health plans that don’t conform to Obamacare’s regulatory dictates.

My AEI colleague Kelly Funderburk and I looked at four states: Arizona, Illinois, Pennsylvania, and Texas. We then looked at a typical 30-year-old at one of six different annual income brackets: $20,000 in annual income, $25K, $30K, $35K, $40K, and $45K. For each of the four states, we computed how much an Aetna AET +0.94% Classic Silver plan would cost the same 30-year-old at each of these six income bands. We looked at monthly premiums, deductibles, and out of pocket limits. We chose the Aetna plan because it is generally considered a higher quality insurance, operated across all of these markets, and represented a median price point among the offerings.

Look at our numbers (laid out in the charts below) and you’ll see why so many Millennials have Obamacare sticker shock. Someone, for example, earning $25K annually in Arizona will pay $2,424 in total monthly premiums for Obamacare (10% of their annual income) and still be stuck with a $4,000 deductible and a $5,200 cap on their out of pocket costs. The same person in Illinois will pay $3,576 in annual premiums, and in low cost Texas $2,460.

by Anonymousreply 11803/29/2014

Link

Unless more people under 40 enroll this will get even worse.

by Anonymousreply 11903/29/2014

R117

Please get a job.

by Anonymousreply 12003/29/2014

Why did Obama get the liar of the year award

by Anonymousreply 12103/29/2014

Facebook handles 50x the traffic, but Healthcaredotgov can't?

----

Starting about midday New York time, users weren’t able to create new applications because of the number of people trying to use the website. Visitors to the health insurance exchange are being directed to a queuing system that asks them to provide an e-mail address so they can be contacted when traffic slows.

"There are a record number of people trying to access healthcare.gov right now -- more than 100,000 people concurrently in the system as of noon,” Aaron Albright, a spokesman for the U.S. Centers for Medicare and Medicaid Services, said in an e-mail. “The application and enrollment tools are unavailable to new users at the moment. The tech team is working to resolve the issue as quickly as possible. Users already in system remain able to complete enrollment.”

The agency pulled the website out of service earlier today after a software bug was discovered during the 1 a.m. to 5 a.m. regularly scheduled maintenance of the site.

by Anonymousreply 12203/31/2014

I almost feel sad for wingnut shills like R105/106/108/109/112/113/116.

Because really, the ONLY thing they have to offer in the midterm elections is a full-tilt attack on the ACA. And absolutely nothing else. Hell, ask them for an alternative health-care plan and they come up with snake-eyes.

Spoiler alert, GOP: "Obamacare sux!!" is going to bite you in the ass in November. Really fucking hard.

by Anonymousreply 12303/31/2014

bump

by Anonymousreply 12403/31/2014

The White House has done an awful job narrating & spinning public opinion for the Affordable Care Act. It's astounding just how misinformed people are about it. The Republicans did a great job rallying dissent with the name "Obamacare".

Is a public/ private health insurance market exchange that antagonizing? A genius hybrid of corporate welfare and working class handout if you ask me.

A single payer universal system would have been more effective though. . This is a big-govt and high-taxes paranoid country so nationalized public insurance would never happen. Too extreme. Too socialist. Too tyrannical.

by Anonymousreply 12504/01/2014

I always chuckle at Republican antagonizing of the Affordable Care Act. The irony is that Obamacare, as it's been affectionately coined, was originally a plan derived straight from the Heritage Foundation, a conservative thinktank. In theory, it SHOULD be getting bipartisan support but people can't look past the President.

by Anonymousreply 12604/01/2014

[quote] I always chuckle at Republican antagonizing of the Affordable Care Act. The irony is that Obamacare, as it's been affectionately coined, was originally a plan derived straight from the Heritage Foundation, a conservative thinktank. In theory, it SHOULD be getting bipartisan support but people can't look past the President.

Exactly. There is really no alternative to an insurance pool where everyone participates to spread the risk. It's a simple concept learned in the first day of any insurance class you may take, whether it's for homeowners, auto or any other kind of insurance. This is all about winning elections and fear of another social program which will provide benefit to "those people who don't work for it"

by Anonymousreply 12704/01/2014

There is always going to be a safety net for the low income and high income people along with the elderly and children in America and it's been this way long before Obamacare so people who use that "aah! social welfare!" argument are being dense.

This bill is a safety place for the middle class. Something that has never been done in our legislative history.

by Anonymousreply 12804/01/2014

BREAKING!!!: New legislation will soon require all Americans to have pre-need funeral arrangements. The deadline to enroll in the new funeral benefits being offered through the same Healthcare.gov website is October 31 and will be known as EnbalmaCare.

by Anonymousreply 12904/01/2014

.

by Anonymousreply 13004/27/2014

It just gets worse.

Look at the VA scandal- that is the future of government health care.

by Anonymousreply 13105/30/2014

Just got our group health renewal for next year. The company has Blue Cross.They said the premiums are going up 15%!!!!

Fuck you Obamacare!! I gotta pay for all the druggies,breeders,unemployed flunkies.

by Anonymousreply 13209/25/2014

Healthcare insurance costs as a percentage have been rising by double digits yearly, for years. This is just the continuation of the trend that has nothing to do with Obamacare. Perhaps you have higher costs that usual because your company employes more hopelessly stupid people than other companies? That would increase your rates and explain everything.

Insurance costs on average have increased at a far LOWER rate this year, than they have been in the years before Obamacare. You're welcome.

by Anonymousreply 13309/25/2014
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