According to the quote below they can predict 2 years before you file. I guess I believe it, but how? How would a straight couple's spending change when a divorce is looming? What do divorcing people buy? Or is it just late payments since financial problems are so frequently a factor in divorce?
[quote]According to Marissa Meyer at Google, some credit card companies can now use your purchasing decisions to predict whether you're going to get a divorce with 95% accuracy -- two years out. This raises some interesting ethical questions: do companies have an obligation to reveal to us the inferences they make about us?
They can do this, but the worldwide credit meltdown came as a complete surprise?