Michigan college student: "Obamacare raped my future."
"My name is Ashley Dionne and I’m a 26-year-old recent graduate from Michigan.
The phony Obamacare signup poster boy made me want to send a message about how Obamacare is really affecting people.
I graduated from The University of Michigan in 2009. In my state, this used to mean something, but even with a bachelor’s I was told I was too educated and wouldn’t stay. I watched as kids with GEDs and high school diploma’s took the low-paying jobs for which I applied.
I went back to school and got a second degree and finally found work at a gym. I work nights and only get 32 hours a week for eight dollars an hour. I’m unable to find a second job at this time.
I have asthma, ulcers, and mild cerebral palsy. Obamacare takes my monthly rate from $75 a month for full coverage on my “Young Adult Plan,” to $319 a month. After $6,000 in deductibles, of course.
Liberals claimed this law would help the poor. I am the poor, the working poor, and I can’t afford to support myself, let alone older generations and people not willing to work at all.
This law has raped my future."
Two degrees and works at the gym? What were the degrees in?
Why was she applying for the low end jobs to start with?
1) I think she's trolling. 2) If she's legit, she's got other issues at work that she didn't talk about. You can just sense it reading the post. 3) Even if I took everything she said as true and not her fault, then maybe we should change the system that makes it so that people can't earn a living wage instead of attacking the first person in I don't know how long who has at least done SOMETHING to make it better.
There's a cashier at the pharmacy I go to who is 76 if he's a day. He's on his last leg. What kind of society is the U.S. where we make this man work until his dying day?
I'm in my 20s, and I know that there will not be a social security program there when I need it. Conservatives will get their way by then. Sad.
[quote] Obamacare takes my monthly rate from $75 a month for full coverage on my “Young Adult Plan,”
How is that even possible? I'm a female with no health problems, and I pay $260 for my individual healthcare plan. Where did she get $75 from--perhaps through a parent?
What "raped" her future was the recession.
Wonkette took this lying bitch down far better than I ever could.
What a misleading headline. The article goes on to do the math and shows that, not only is she eligible for Medicaid (which she is apparently refusing out of principle), there are other affordable options, and that even if her premiums were as much as she said, her tax credit subsidy would bring it down to a lot less than $319 a month.
[quote]I’m unable to find a second job at this time. I have asthma, ulcers, and mild cerebral palsy.
What? No fibromyalgia?
"Obamacare" was created by the Heritage Foundation. Why we have embraced this bullshit is beyond me.
We needed single payer via an expansion of Medicare.
Without even doing any research, you can tell Ashley is either lying (probably) or woefully uninformed. If she's really making $8 an hour and working 32 hours a week, she absolutely qualifies for subsidies and tax credits, bringing her total cost for a high-quality insurance plan to near zero. Certainly less than the $75 a month she is/was currently paying.
As to the $6,000 deductible, she again demonstrates her inability to read and comprehend (hey, maybe I've hit on something here... man-in-sky knows they'll gradjiate pretty much anyone from "college" these days) as there is no plan under Obamacare that has $6,000 deductibles; what it does have is a total max-out-of-pocket in the bronze, silver and gold plans of $6500 per year. So, she'd have to incur some substantial medical costs on an annual basis to reach that point.
And meanwhile, under her current $75/month plan, she's probably paying for contraceptives out-of-pocket, pays for an annual physical and associated tests, and while I'm not familiar with Michigan's healthcare, I am pretty certain that a $75/month plan isn't going to cover much in terms of a lifetime of medical care, especially for someone asthma, ulcers and cerebral palsy (OH MY MAN-IN-SKY, DID SHE SAY SHE HAS CEREBRAL PALSY?! What insurance plan prior to Obamacare would even accept her?).
And by the way, Ashley, without Obamacare "raping" you, you'd hit your lifetime cap for insurance that existed prior to 2010, probably within a few years, and then you'd be responsible for 100% of your care.
I really don't understand how people in her situation can do anything but give thanks to Obama for literally saving her life. I wish that what we could do is have everyone make the decision whether or not they want to participate in Obamacare now, and make it irreversible, so that we can cull the stupid, the insane, and the gullible altogether. It would, of course, be the end of the Pubbies if we were able to do this, because then where would they get new Pubbies if they all died for lack of healthcare?
Total bullshit, this is what happens when you let your ignorant relatives listen to fox news and talk radio.
But, you can show them this article from Fox News that list 5 reasons to like Obamacare. Maybe they will read it since its Fox.
Everyone knows Medicaid is for lazy, no-account blacks. No self-respecting white would ever consider Medicaid. The whites is being raped.
This is the opening salvo of the Republican Hate Campaign for 2014 (Congressional Election) and 2016. There is no bottom to the dishonesty and craven fantasizing they're going to try. They're furious about the social media success of Obama in 2012, and are going to aim at this grass roots mode of phony anecdote to stir things up.
And what is wrong with R10? Is it post-lobotomy or someone in need of one?
R7, we've embraced it because it's so much better than the unsustainable and immoral mess that it replaces.
Yes, we need single payer, but we're not going to get there in one step, nor are we going to get there with this many obstructionist Republicans and conservatives in government.
What was her future wearing? Was it drinking? Is she confident her future wasn't sending mixed signals to Obamacare?
R12, that's a justification that you've swallowed hook, line, and sinker. This privatized insurance plan will not lead to single payer. To the contrary, it virtually guarantees that single payer will never happen.
Nasty cunt who misuses the word "rape."
Why can't whiny little brats like this just stay home? Better yet I wish she would stay home and put her head in the oven.
The Affordable Care could possibly have a very positive effect on her life and she doesn't want to see it. Stupid girl.
Whoopi is right. This time it really wasn't a rape rape.
Ashley? I hate her already.
R11, must it be in quotes for you to get the irony. Of course, this does not represent my beliefs, but rather those of a lot of the Pugs.
Well I guess this will be the new message. I can buy health insurance now but I wouldn't have to if I could get a job but I can't because of Obama
Except, of course, the reason nobody can get a job is because of the REPUBLICAN fiscal crisis, collapse, & recession, and the fact that REPUBLICANS have hindered, watered-down, or out-right BLOCK every single initiative to increase employment & create jobs.
[quote] In my state, this used to mean something, but even with a bachelor’s I was told I was too educated and wouldn’t stay.
I certainly wouldn't say she has too much education.
Michigan? oh my!
Without Obamacare she is uninsurable and her care would cost at least $20,000 a year. And of course, Obamacare hasn't started.
This chick was just on Mike Huckabee's show.
She said she can no longer afford insurance, and she'll probably take the penalty.
For anyone who says they can't afford the insurance: I refuse to believe you until you show me an accounting of EVERY penny you spent in the past three months. How much of it went for eating out? Cable TV? Tattoos? Manicures? Smart phones? Are you willing to tell me that any one of those things is more important than your health? As far as I'm concerned, other than expenses related to your job, food and shelter, nothing else is more important than your health.
Is a Young Adult Plan by any chance a plan one would be on until one turns 26 and gets booted off the parent plan? In which case, she'd be just as SOL without the ACA, perhaps even moreso with her pre-existing conditions.
[quote]"Obamacare raped my future."
Perhaps we should treat her as the republicans would treat all rape victims...
Stick a transvaginal ultrasound up her snatch to see if her future was really truly raped.
Tell her that she must carry her future to term and then she may give her future up for adoption to someone who cares about it.
Tell her that she must pay for her own rape kit, because we know that she's not a government moocher.
Call her a slut and a whore for letting her future get raped so easily.
My Nephew graduated from U of M with a Chemical Engineering degree - he had three job offers before he graduated and is now making more than all of us as a project manager for an oil company. He graduated in 2009. You have to make an educated decision in what field you want.
WHy didn't the insurance company kick her off her parents' policy? It was part of Obamacare that they can keep her until age 26 I think. The previous rule was much lower.
The only reason she's been allowed to stay on her young adult plan (which is what they call plans for dependent children) for the past three years is *because* of the The Dependent Coverage to Age 26 provision of the ACA. Otherwise, her parents' insurance company would have kicked her off after college and started charging her whatever they pleased.
The only reason she can't continue at that rate is because she's now 26.
THis kid raped her own future by getting two useless college degrees.
Sorry but how do you have mild cerebral palsy? I think the whole letter was a freeper joke.
It might be trolled, R33, but sadly it's no joke. They're deadly serious about preventing 60 million people from getting affordable insurance, kicking kids off their parents plan at 21 or graduation from college, whichever comes first, and allowing the insurance company death panels ration care by deciding weather or not they honor the policies they've sold, and making living a pre-existing condition.
Americans are so fucked up. Ever heard of universal health care? Morons.
"What insurance plan prior to Obamacare would even accept her?)."
In fairness, most employer sponsored coverage was guaranteed to issue. Plus, Michigan required guaranteed issue for all health insurance, regardless of health history.
It would be highly doubtful she would be accepted if she had to go through medical underwriting, but that process is about to fade away.
I'm hearing of lower classes can afford this health plan but those two income middleclass households can't, especially with kids, especially in areas of the country where there is no competition. People I know have lost their current policies and have to purchase a higher rate policy with less than half of their prior coverage. Most I know have decided to take the penalty hit. They're upset because Obama said they could keep their current insurance, but now they found out they can't. The financing is on the backs of the declining middle class and young people struggling to find viable work. They need six full time working 27 year olds to finance one poor person with pre-existing health conditions. I'm not against the plan but it's not going to work long term. Your poor are signing up, your earners are choosing not to.
This sounds like that Facebook post that my boss claims he saw his wife's (65 year old) friend make about how she opted out of Obamacare and now she owes a $4,000 dollar fine and her driver's license is going to be suspended.
(My boss is fucking obsessed with Obamacare and how it's going to start an actual civil war in this country. This, even though he, himself, has been without health insurance for a year because he can't afford it for himself, his spendthrift wife and their useless, jobless 22 year old daughter.)
[quote]They're upset because Obama said they could keep their current insurance, but now they found out they can't.
Quit being obtuse. You know very well that the ACA is not requiring them to give up their current insurance.
"They need six full time working 27 year olds to finance one poor person with pre-existing health conditions"
From an actuarial perspective, that is pure fiction. But thanks for playing.
"You know very well that the ACA is not requiring them to give up their current insurance."
It sort of is--the law requires that all insurance plans offer certain benefits & most individual direct sold plans do not offer those benefits (example: mental health & maternity benefits are required, yet not commonly offered in the individual retail market--this varies by state) As a result, plans are being sunsetted & replaced with policies that offer the mandated benefits.
Frankly, reading some of the posts on DL regarding ACA, the broadening of access to mental health treatment is a very good thing, indeed.
Current policies are being dropped because they don't meet ACA qualifications.
I work in healthcare too, in reimbursement analysis specifically.
Many policies sold to individuals in the past provided very poor coverage
that frequently left providers holding the bag. Dealing with the "underinsured" is almost as bad as dealing with the uninsured for the hospitals I work for. In both cases, we have to write off accounts to charity (which simply means adding the costs to future rates).
I always hear Republicans talking about charity care.There is no Charity Care. The cost of charity and bad debt is calculated and used in setting
the rates providers negotiate with insurers. In the end, everyone who has insurance pays for this "charity".
[quote]"Obamacare" was created by the Heritage Foundation. Why we have embraced this bullshit is beyond me. | We needed single payer via an expansion of Medicare.
Reason is because there are Democratic voters who don't know what liberalism is. They like Team Blue even when policy is corporatist and "center right" (which is right-wing).
President Obama, and everyone in his inner circle, had no intention of delivering on the public option for the 2010 healthcare bill.
Today's Republican Party leaves true liberals feeling there is nowhere to go but back the Democratic Party - or fuck it and vote for a Green or don't vote at all.
I read somewhere - this article or elsewhere - that her mother says her daughter would rather die than get Medicaid. Well, the reality is that the daughter - with no other option - would get Medicaid. If she's interested in her survival.
R33, CP can indeed be classified as "mild." It's a general term though and doesn't tell us anything, and she probably has a more detailed diagnosis (such as diplegia) that she didn't share. Or she just self-diagnosed, as a lot of people do nowadays.
Her degree is probably in physical education, cause she can't write worth a shit.
If she does't want anyone's help, why did she attend a state university? Her tuition was partially subsidized by tax dollars.
Thank you, R43. Your last paragraph needs to be posted everywhere. It is why we needed a law in the first place. And we ended up stuck with the insurance companies, because they would have sunk any attempt toward a single payer system. Remember Harry and Louise?
Life lessons for Ashley: Leave Michigan, now. Stop whining. Take the Medicaid you're qualified for, and you'll save money. Stop lying about Obamacare.
Go the fuck away.
r49 Logic is not really "a thing" with these people.
Can we all just take turns viciously face slapping her instead?
Look, OP,you troll: post the whole article, not just what this bitch misleadingly says.
[quote]I have asthma, ulcers, and mild cerebral palsy.
Sounds like a real catch.
Feh. She has cerebral palsy. Her mother should have smothered her with a pillowcase.
I've listened to people like this call into on radio talk shows. They don't have insurance, but they don't want healthcare reform, even though they would benefit most. They say they would rather go without any care they might get rather than have their tax monies going to lazy people on welfare (we know who that means).. It apparently never occurs to them that their tax monies might be going to their own care - and any care they receive will be subsidized thru charity (=higher premiums paid by others).
[quote]I’m unable to find a second job at this time. I have asthma, ulcers, and mild cerebral palsy.
Why isn't this Ashley bitch already on some disability plan, I think it's called SSDI?
A slacker female relative with 'mental issues' is on SSDI, not only is she married to a man who owns a successful small business, she gets Food Stamps, a free cell phone and free healthcare because she is eligible for SSDI. It doesn't make sense.
How is a woman who is married to a wealthy man able to get on SSDI? I thought these programs were based on your financial situation. I don't care is she's mentally ill which makes her eligible for certain programs, she has a rich husband, isn't that taken into account when a person signs up for SSDI?
Those are "low information voters" R57.
This is so much bull shit. All anyone has to do to keep their current insurance is opt out of the Affordable Healthcare Act for 95.00 and that's the end of obamacare impacting your health insurance. The Affordable Healthcare Act was constructed so that as many Americans as possible will participate thus making the plan financially viable. If 95.00 is too much to be part of the country's healthcare initiative, then move to hell away.
One doesn't even have to pay the 95.00 if one has insurance from work. You are considered covered and the new system has no affect on you.
OP's info/story is pure malarkey. Pure and reprobatable malarkey.
I am grateful for the Affordable Care act and will be applying soon.
So this bitch wants health care that's affordable, but she doesn't want anything to do with the Affordable Care Act because that's too expensive. She has been getting an affordable plan because of the ACA for three years, and she wants that to continue. But it can't, because limitations were put in place by other people who didn't want her healthcare to be too affordable, and she fully supports them.
And she doesn't want Medicaid, which is certainly affordable, although she wants to pay as little as Medicaid recipients pay and get the same benefits. She qualifies, but won't sign up because she doesn't like what it's called and she doesn't want government help. And that's why she hates the government.
Is that about right?
You realize this is all made up b.s.? I doubt there is any such person.
You guys are nuts to put all of your personal info on a website, especially one that has so many glitches.
Russia, China, and probably India have the craftiest hackers who can virtually get into any website, let alone the ObamaCare website which is run by incompetents.
Get this: a MAJOR bank in the US had thousands of accounts hacked into with millions stolen by organized crime. This fact only got a tiny mention in the back of the newspapers.
China has hacked into many classified government sites.
If ObamaCare was accessible by snail-mail then and only then would I consider it.
Will Obamacare pay to repair the damage caused by that "B" she carved in her face?
Someone claiming to be her mother commented and wrote that she'd rather starve than accept Medicaid. Here's hoping.
The problem with the gene pool is that there's no lifeguard.
Here is Ashley being interviewed on the Mike Huckabee show
Ever have a job, R66? Apply for a driver license or passport? Pay taxes? Have a credit card or a supermarket discount card or a checking account?
Then your information's already out there. Even if you only use snail mail and only write the information on a piece of paper, that information later gets entered into computer systems by someone else.
But you know that. You only posted to try to scare other people from signing up for healthcare.
What an asshole.
Mega-stupid piece of shit celebrated for her anti-intellectualism.
Lord, she did herself in.
Want someone to blame, cunt? Look in a mirror.
Another whiny virgin.
ObamaCare needs 7 million insured to make the program work. So far 51,000 have signed-up.
bullshit, r76. Link?
Ashley aside, all of you seem to be ignoring the fact that millions of people who live in the states which did not expand Medicaid really are shit out of luck. They don't have to pay the $95 fee, but they're ineligible for Medicaid and can't even begin to afford the insurance rates and qualify for zero subsidies as there are none for the states which did not expand Medicaid. Additionally, in many states, you can't have any assets and still qualify for Medicaid or SSI. And, despite what the Republicans would have you believe, it actually is not easy to get federal disability and most people have to apply many times and eventually hire a lawyer to be given the $200 a month they're supposed to somehow live on. So, stop being so willfully ignorant because you sound like fucking brain dead Tea Partiers.
r78 that is the fault of republican red states, not Obamacare.
"States' rights" = unpatriotic and unamerican.
trying to scare people away from the hapless, likely hacked website?
No, I don't give any personal information on the internet aside from a credit card, and I am VERY choosey as to who gets that.
And if you think these 'glitches' are accidental then you are really naïve.
When I applied for a student loan I did give my social, address, etc, however, that is a Federal site that closes after so many minutes. It is very secure, and I made that decision. I have had no problems.
This Obama Care website is a mess, and yet a few trusting souls are submitting their personal info. This country need to teach critical more thinking courses.
And for you Smart phone owners--you're being hacked and your info is being stored.
“We’re a couple of weeks in and people can’t sign up, people have tried 20, 30, 40 times,” WaPo's Ezra Klein said on Morning Joe, today . “It’s one thing for that to be true the first three or four days, it’s another thing for it to be true two or three weeks in.”
"all of you seem to be ignoring the fact that millions of people who live in the states which did not expand Medicaid really are shit out of luck."
Sadly, this is all too true & I hope that people remember how they were screwed over by elected officials come the next state election day in their respective home states.
And a special "up yours" to the Roberts court for fucking the neediest last year.
When people in Blue states can't find insurance the blame will fall on Obama.
Well rest your pretty head, R83. The blue states have implemented their own exchanges, and it's going unreported that the state exchanges are signing up tens of thousands of newly and soon to be insured.
Mark my words: when the Feds release the numbers in November! the Pubbies will find some way to downplay the success or even spin it negatively.
She forgot the part about how she would actually be in medical school right now if it weren't for affirmative action.
In many red states, the failure to expand Medicaid and to provide market exchanges is resulting in hospitals laying off staff, cutting services, and,
in some cases, considering closing.
Why is it that Republicans claim to love "markets", but won't provide or even permit a market mechanism is which insurers can compete for consumers' business?
Since these "Red States" are such a drain, why not force them to secede and go it alone?
If there was one person who actually used the site to sign up- just one!- then the administration would be flying him/her to DC for a photo op.
The website is fucked, and getting worse.
Obamacare surely caused the Mortgage Loan crisis, and will be the end of us all.
Not global warming, or the next harvesting of refilled national pension/saving coffers by upper crust profiteering gangsters.
I doubt it
[quote]Since these "Red States" are such a drain, why not force them to secede and go it alone?
that is idiocy, they will become North American Somalias. get a fucking grip!
no way would she have had insurance before the ACA with those pre-existing conditions. she's a LIAR.
Here's what I don't understand. Now that the AHCA is about to take effect, companies that offer health coverage to employees are making their policies very unattractive. My friend's coverage is switching from 80/20 to a 60/40 plan with a deductible of $1,200, up from $300. And she would pay $300 a month as a single person, no dependents. And that's her best option. The other option was even worse but I can't remember the details. I think the deductible was $6k. And my friend is in a highly competitive industry and has always had great insurance options through her employer. My former employer (I recently left) is doing a similar switcheroo. I've heard other anecdotes about the same thing. Wtf is going on? Why are companies doing this, can anyone explain?
I wondered if they are trying to drive employees to the federal options. But the companies would have to pay huge fines, right?
The concept of a insurance marketplace means that insurers openly compete within a set framework. The way it works for Medicare is that
the competing insurance companies send out literature, hold public meetings, have recruiters in shopping malls all vying for business.
I know that this year Humana (the plan I've had the last two years) is
presenting rate increases and some service cuts (the free health club
memberships will be an additional $13/mo) for 2014. BUT Blue Cross, United Health Care and Coventry actually have lower rates and more services covered than they did in 2013. So a competitive marketplace works well for seniors and could work well for everyone.
But a big difference is that red states are not actively working to keep
the marketplace from working. Also seniors (even assuming computer literacy) do not have to log on to some website. No, agents are actively
pursuing seniors a website to buy insurance. That's the way it should be for everyone.
Sorry for typo above. It should be: "agents are actively pursuing seniors to buy insurance..."
This is simple.
The cunt is lying.
She is entitled to Medicaid, BUT WON'T TAKE IT. This is the cunt's choice, and she's affirmatively attempting to hurt our country by lying about it. I hope she fucking dies of her disease due to her choice to reject medical care rather than sign up for the free insurance to which the ACA entitles her.
But entitlements are bad! Even if you or your parents worked and paid taxes all of your/their adult life. You must complain about the people using up your tax money!
[quote]And for you Smart phone owners--you're being hacked and your info is being stored.
You know, they can listen to you through your phone. Even when it's turned off. So they know you're not taking your meds.
[quote]"Obamacare" was created by the Heritage Foundation. Why we have embraced this bullshit is beyond me.
[quote]We needed single payer via an expansion of Medicare.
I agree, R7. This private insurance plan was a creation of the Republicans in the 1990's and by Mitt Romney in Massachusetts.
America should have free health care like the rest of the Western world, rather than this hodge-podge private insurance system.
No country has free healthcare, believe me. The countries with universal healthcare pay for it with higher taxes. I prefer that, over ACA, personally, however, the ACA is a step in the right direction. We need to take health insurance off the backs of employers.
Through all of the republican temper tantrums over ACA/Obamacare, I never hear a word about the successful Massachusetts version that was it's prototype. Fascinating.
It's freeper bullshit.
"If there was one person who actually used the site to sign up- just one!- then the administration would be flying him/her to DC for a photo op.
The website is fucked, and getting worse."
Right. Not a single person has signed up. Just ignore all the people who have.
If the website is already fucked how can it get worse?
Got anything to back up your garbage, r88? I didnt think so.
"Raped your future"?
Any sympathy I might have cooked up for you is done, bitch.
We never hear about the Massachusetts version. But we also do not hear
about the Medicare open enrollment marketplace. We do not hear about the government health insurance marketplace in which gov. employees, including our congressmen, select from a range of offerings. We do not hear about the private marketplace concept more and more employers are offering to employees, rather than selecting one plan for all.
The Republicans are the ones who wanted the marketplace concept. It is typical that once they get what they claim they wanted, they are against it.
Also R93, I am surprised to hear of 80/20 and 60/40 plans. Those are the dinosaurs of health insurance, almost extinct. Almost all plans today are HMO or PPO with set dollar copays for doctor visits and hospital days.
I've heard her future is an insatiable bottom.
My family and I got a insurance quote and for a family OF 4 it was 375.00 a month and 10,000 like I going to pay that shit. When before I did not have insurance or want it. My children do. But, I HATE DOCTORS AND Dont want to go to the doctor not less I am going to die and I still would not want to go to the doctor. for real. So why should I have to pay for everyone else damn insurance. When I still will not be going to the doctor. Now I have to pay to not go to the damn doctor. When you guy pay I will be laugh my ass off. Family of 4 on pay 741.00 in Michigan assholes. She sound way more educated then you people. What your in Obama pocket. Bet you are his pay crowns or better yet him himself that wrote these comments. Everyone I talk to been SCREAMING ABOUT THIS HEATH CARE BILL. But, you guy seem like you approve of it then move with Obama to another country and ruin that one.
R107, if you are a real person, you are terribly misinformed.
You do not understand the basics of insurance. So how can you even talk about the ACA.
Insurance in America began with hospitals, most often those run by religious orders. The purpose was to be sure that those who came for care would have the costs of care covered. Hospitals and other healthcare providers cannot exist for the long haul unless the services they provide are paid for. No one can predict when they will require treatment, and only the very wealthiest can pay out of pocket. So without
insurance, healthcare in America would be limited to only the few.
Well, as if we needed proof:
[quote]Unfortunately, someone forgot to mention to Ashley that her premiums were offset with subsidies, so she would really pay $223 per YEAR as well as receiving assistance with copayments. Oops.
And the author of the linked article goes on to show how people who are complaining and spreading lies about the ACA are doing so purely for political purposes. Color me shocked. Not.