I am now for the first time Credit-card debt free

I don't know whether to laugh or cry

a%20new%20DL%20homo
• beautiful feelings!

• Congratulations! Keep it that way. I have for the last 5 years and it is a beautiful thing.

• what is your secret?

• Congratulations, OP, but "debt-free" should be hyphenated.

  The%20friendly%20Hyphen%20Troll

• W00T!

  http://www.youtube.com/watch%3Fv%3D3GwjfUFyY6M

• Nice, Op!

  Bked%20this%20year

• [quote] what is your secret? Did your bankruptcy close?

  Anomynous%20

• how do you bankruptcy?

• You'll need at least $1500 for a bankruptcy lawyer. He'll tell you all you need at your first meeting. You can read about it online, as well. Just don't try to do it on your own without a lawyer.

  Anomynous%20

• Congrats OP! Just don't use Christmas shopping as a temptation to load up on debt. It's OK to use credit cards as long as you pay them in full every month.

• I got rid of mine entirely.

  not%20stimulating%20the%20economy

• [quote] It's OK to use credit cards as long as you pay them in full every month. The credit card companies refer to those people as deadbeats. Seriously, they do.

• that is why they are evil blood-suckers

• I'm Debt Freeeee!!!!!

  Dave Ramsey

• Go buy something!!! You're stalling the recovery!!

  White%20Trash%20Tea%20Bagger

• Good for you, OP. I hope to be there by this June. Actually, by June, I hope to be paying out about 1K less a month.