Who manages your finances?
Do you use a financial adviser? Does someone manage your 401k plan for you? Describe.
- I do my own. I read (articles, Intenet) and use common sense. I do no worse than a paid advisor. Sad but true.
- No one.
- I pay an advisor at Ameriprise, who has done a decent job over the years.
I cannot be bothered to track and do homework on my own returns. The system is rigged against the individual investor.
- I do it myself. Research and don't make too many large changes. My personal YTD return stands at 21%.
- I have a financial adviser who also does my taxes. For my 401k I let the plan pick. I don't have time.
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