Do you know how much you're worth?

I'm getting ready to meet with a financial planner. I'm 33 and want to begin planning for the future. I'm sort of nervous.

• Be nervous, OP, if you're a disaster with handling your money. That you are under water. Other than that … relax.

• Yes of course I do.

• Why do people always want to know how much money I have?

• "Why do people always want to know how much money I have?" How else will I know whether or not I like you?

  Ann%20Romney

• A buck two-eighty.

• It's certainly early, OP, to begin serious financial planning; but you'll be glad you did. Nothing to be nervous about. You'll probably find you can save more money than you had suspected.

• $1.1M including value of co-op; no debt.

• Oh, and I started at 33, too, so it can be done.

  R7

• Just remember first, last and always - his mission in life is to make money for HIM. You are incidental, the less sophisticated the better.

• Mint.com is a quick way to get a rollup figure. Generally unpleasant results.

• OP, I hope that you're meeting a 'fee-only' financial planner. If he's not, then he's a salesman and his advice is useless.