730, bitches! And I can't believe I ever repaired my credit after the triple whammy of college-age American Express fuckery, check bouncing and student loan default. For 20 years I lived in the financial wilderness, cash only.
Things started turning around after the Department of Education had completed its garnishment of my (very low) salary around 10 years ago. By the time I was 40, American Express let me have a card again, the same account as before ("Member Since 1988!"), as if nothing had happened.
It%20Gets%20Better
^I meant to mention, the same account as before, except my old green card is now Gold(tm). Bitches. I know it doesn't really mean anything, but it means everything to me.
R1%2C%20with%20a%20Blue%20card%2C%20too%21
DK,DC.
I don't need to borrow any money from here on out.
Everything%27s%20paid%20for.
Must be nice, R3. Most of us live and die by our ability to obtain consumer credit.
730 here. Don't make a lot of money at all but never go without owing to my ability to manage my credit well.
None of your beeswax.
These mutual masturbation threads are always amusing.
Trans Union 754
Experian 746
I haven't looked in a long time.
Last time, it was well into the 700s. (All three credit bureaus' score, of course.)
How much does it now cost to get a report on oneself?
FICO 830-something. Happily, I'm in R3's position and don't need to borrow, so scores, loan interest rates, and credit card rates don't matter any more.
R7,
The best masturbation is going on right now -- with the 2012 U.S. presidential election.
One collective and manic strokefest.
8 1/2, thick and uncut
I don't know. What R3 said.
880. And they still gave be a B rating for credit worthiness. WTF?
793,803,803
I don't know why Experion is 793. The above have been my scores for two years, including refinancing!